LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,633
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,825
−HK$3,244/mo
Today · 4.125%
HK$109,069
baseline
▲ 0.50% · 4.625%
HK$115,705
+HK$6,636/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$218,138/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$1,912,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,178
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$117,240
−HK$3,107/mo
Today · 4.125%
HK$120,347
baseline
▲ 0.50% · 4.625%
HK$126,690
+HK$6,343/mo
Deposit HK$22.50M · loan HK$22.50M · min. income ≈ HK$240,694/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$1,912,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,159
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$126,990
−HK$3,893/mo
Today · 4.125%
HK$130,883
baseline
▲ 0.50% · 4.625%
HK$138,847
+HK$7,964/mo
Deposit HK$18.00M · loan HK$27.01M · min. income ≈ HK$261,766/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,912,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,014
−HK$7,402/mo
▼ 0.25% · 3.875%
HK$140,688
−HK$3,728/mo
Today · 4.125%
HK$144,416
baseline
▲ 0.50% · 4.625%
HK$152,028
+HK$7,612/mo
Deposit HK$18.00M · loan HK$27.01M · min. income ≈ HK$288,832/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,912,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,686
−HK$9,010/mo
▼ 0.25% · 3.875%
HK$148,156
−HK$4,540/mo
Today · 4.125%
HK$152,696
baseline
▲ 0.50% · 4.625%
HK$161,988
+HK$9,292/mo
Deposit HK$13.50M · loan HK$31.51M · min. income ≈ HK$305,392/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,912,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,849
−HK$8,636/mo
▼ 0.25% · 3.875%
HK$164,136
−HK$4,349/mo
Today · 4.125%
HK$168,485
baseline
▲ 0.50% · 4.625%
HK$177,367
+HK$8,882/mo
Deposit HK$13.50M · loan HK$31.51M · min. income ≈ HK$336,970/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,912,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,739
−HK$11,585/mo
▼ 0.25% · 3.875%
HK$190,486
−HK$5,838/mo
Today · 4.125%
HK$196,324
baseline
▲ 0.50% · 4.625%
HK$208,270
+HK$11,946/mo
Deposit HK$4.50M · loan HK$40.51M · min. income ≈ HK$392,648/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,899 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,521
−HK$11,103/mo
▼ 0.25% · 3.875%
HK$211,032
−HK$5,592/mo
Today · 4.125%
HK$216,624
baseline
▲ 0.50% · 4.625%
HK$228,043
+HK$11,419/mo
Deposit HK$4.50M · loan HK$40.51M · min. income ≈ HK$433,248/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,912,899 · Scale 2, in force from 26 Feb 2026)