LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,639
−HK$6,436/mo
▼ 0.25% · 3.875%
HK$105,832
−HK$3,243/mo
Today · 4.125%
HK$109,075
baseline
▲ 0.50% · 4.625%
HK$115,712
+HK$6,637/mo
Deposit HK$22.51M · loan HK$22.51M · min. income ≈ HK$218,150/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$1,913,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,185
−HK$6,169/mo
▼ 0.25% · 3.875%
HK$117,247
−HK$3,107/mo
Today · 4.125%
HK$120,354
baseline
▲ 0.50% · 4.625%
HK$126,698
+HK$6,344/mo
Deposit HK$22.51M · loan HK$22.51M · min. income ≈ HK$240,708/mo (50% DSR)
Upfront cash ≈ HK$24.42M (deposit + AVD stamp duty HK$1,913,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,167
−HK$7,724/mo
▼ 0.25% · 3.875%
HK$126,998
−HK$3,893/mo
Today · 4.125%
HK$130,891
baseline
▲ 0.50% · 4.625%
HK$138,855
+HK$7,964/mo
Deposit HK$18.00M · loan HK$27.01M · min. income ≈ HK$261,782/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,913,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,022
−HK$7,403/mo
▼ 0.25% · 3.875%
HK$140,697
−HK$3,728/mo
Today · 4.125%
HK$144,425
baseline
▲ 0.50% · 4.625%
HK$152,038
+HK$7,613/mo
Deposit HK$18.00M · loan HK$27.01M · min. income ≈ HK$288,850/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,913,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,695
−HK$9,011/mo
▼ 0.25% · 3.875%
HK$148,164
−HK$4,542/mo
Today · 4.125%
HK$152,706
baseline
▲ 0.50% · 4.625%
HK$161,997
+HK$9,291/mo
Deposit HK$13.50M · loan HK$31.51M · min. income ≈ HK$305,412/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,859
−HK$8,637/mo
▼ 0.25% · 3.875%
HK$164,146
−HK$4,350/mo
Today · 4.125%
HK$168,496
baseline
▲ 0.50% · 4.625%
HK$177,377
+HK$8,881/mo
Deposit HK$13.50M · loan HK$31.51M · min. income ≈ HK$336,992/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,750
−HK$11,586/mo
▼ 0.25% · 3.875%
HK$190,497
−HK$5,839/mo
Today · 4.125%
HK$196,336
baseline
▲ 0.50% · 4.625%
HK$208,282
+HK$11,946/mo
Deposit HK$4.50M · loan HK$40.51M · min. income ≈ HK$392,672/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,913,014 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,533
−HK$11,104/mo
▼ 0.25% · 3.875%
HK$211,045
−HK$5,592/mo
Today · 4.125%
HK$216,637
baseline
▲ 0.50% · 4.625%
HK$228,057
+HK$11,420/mo
Deposit HK$4.50M · loan HK$40.51M · min. income ≈ HK$433,274/mo (50% DSR)
Upfront cash ≈ HK$6.41M (deposit + AVD stamp duty HK$1,913,014 · Scale 2, in force from 26 Feb 2026)