LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,265
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,584
−HK$324/mo
Today · 4.125%
HK$10,908
baseline
▲ 0.50% · 4.625%
HK$11,572
+HK$664/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,816/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,419
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,726
−HK$310/mo
Today · 4.125%
HK$12,036
baseline
▲ 0.50% · 4.625%
HK$12,671
+HK$635/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,072/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,318
−HK$772/mo
▼ 0.25% · 3.875%
HK$12,701
−HK$389/mo
Today · 4.125%
HK$13,090
baseline
▲ 0.50% · 4.625%
HK$13,887
+HK$797/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,180/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,703
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,071
−HK$373/mo
Today · 4.125%
HK$14,444
baseline
▲ 0.50% · 4.625%
HK$15,205
+HK$761/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,888/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,371
−HK$901/mo
▼ 0.25% · 3.875%
HK$14,818
−HK$454/mo
Today · 4.125%
HK$15,272
baseline
▲ 0.50% · 4.625%
HK$16,201
+HK$929/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,544/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,987
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,416
−HK$435/mo
Today · 4.125%
HK$16,851
baseline
▲ 0.50% · 4.625%
HK$17,739
+HK$888/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,702/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,477
−HK$1,158/mo
▼ 0.25% · 3.875%
HK$19,051
−HK$584/mo
Today · 4.125%
HK$19,635
baseline
▲ 0.50% · 4.625%
HK$20,830
+HK$1,195/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,270/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,657 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,555
−HK$1,110/mo
▼ 0.25% · 3.875%
HK$21,106
−HK$559/mo
Today · 4.125%
HK$21,665
baseline
▲ 0.50% · 4.625%
HK$22,807
+HK$1,142/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$43,330/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,657 · Scale 2, in force from 26 Feb 2026)