LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,666
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$105,859
−HK$3,245/mo
Today · 4.125%
HK$109,104
baseline
▲ 0.50% · 4.625%
HK$115,743
+HK$6,639/mo
Deposit HK$22.51M · loan HK$22.51M · min. income ≈ HK$218,208/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,215
−HK$6,170/mo
▼ 0.25% · 3.875%
HK$117,278
−HK$3,107/mo
Today · 4.125%
HK$120,385
baseline
▲ 0.50% · 4.625%
HK$126,731
+HK$6,346/mo
Deposit HK$22.51M · loan HK$22.51M · min. income ≈ HK$240,770/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,199
−HK$7,726/mo
▼ 0.25% · 3.875%
HK$127,031
−HK$3,894/mo
Today · 4.125%
HK$130,925
baseline
▲ 0.50% · 4.625%
HK$138,891
+HK$7,966/mo
Deposit HK$18.01M · loan HK$27.01M · min. income ≈ HK$261,850/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,913,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,058
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$140,734
−HK$3,729/mo
Today · 4.125%
HK$144,463
baseline
▲ 0.50% · 4.625%
HK$152,077
+HK$7,614/mo
Deposit HK$18.01M · loan HK$27.01M · min. income ≈ HK$288,926/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,913,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,732
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$148,203
−HK$4,543/mo
Today · 4.125%
HK$152,746
baseline
▲ 0.50% · 4.625%
HK$162,040
+HK$9,294/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$305,492/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,901
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$164,189
−HK$4,351/mo
Today · 4.125%
HK$168,540
baseline
▲ 0.50% · 4.625%
HK$177,424
+HK$8,884/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$337,080/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,799
−HK$11,588/mo
▼ 0.25% · 3.875%
HK$190,547
−HK$5,840/mo
Today · 4.125%
HK$196,387
baseline
▲ 0.50% · 4.625%
HK$208,337
+HK$11,950/mo
Deposit HK$4.50M · loan HK$40.52M · min. income ≈ HK$392,774/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,514 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,587
−HK$11,107/mo
▼ 0.25% · 3.875%
HK$211,100
−HK$5,594/mo
Today · 4.125%
HK$216,694
baseline
▲ 0.50% · 4.625%
HK$228,116
+HK$11,422/mo
Deposit HK$4.50M · loan HK$40.52M · min. income ≈ HK$433,388/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,514 · Scale 2, in force from 26 Feb 2026)