LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,267
−HK$643/mo
▼ 0.25% · 3.875%
HK$10,586
−HK$324/mo
Today · 4.125%
HK$10,910
baseline
▲ 0.50% · 4.625%
HK$11,574
+HK$664/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,820/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,422
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,728
−HK$311/mo
Today · 4.125%
HK$12,039
baseline
▲ 0.50% · 4.625%
HK$12,673
+HK$634/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,078/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,320
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,703
−HK$390/mo
Today · 4.125%
HK$13,093
baseline
▲ 0.50% · 4.625%
HK$13,889
+HK$796/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,186/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,706
−HK$740/mo
▼ 0.25% · 3.875%
HK$14,073
−HK$373/mo
Today · 4.125%
HK$14,446
baseline
▲ 0.50% · 4.625%
HK$15,208
+HK$762/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,892/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,373
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,820
−HK$455/mo
Today · 4.125%
HK$15,275
baseline
▲ 0.50% · 4.625%
HK$16,204
+HK$929/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,550/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,990
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,419
−HK$435/mo
Today · 4.125%
HK$16,854
baseline
▲ 0.50% · 4.625%
HK$17,742
+HK$888/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,708/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,480
−HK$1,159/mo
▼ 0.25% · 3.875%
HK$19,055
−HK$584/mo
Today · 4.125%
HK$19,639
baseline
▲ 0.50% · 4.625%
HK$20,834
+HK$1,195/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,278/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,559
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,110
−HK$560/mo
Today · 4.125%
HK$21,670
baseline
▲ 0.50% · 4.625%
HK$22,812
+HK$1,142/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$43,340/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,741 · Scale 2, in force from 26 Feb 2026)