LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,674
−HK$6,438/mo
▼ 0.25% · 3.875%
HK$105,867
−HK$3,245/mo
Today · 4.125%
HK$109,112
baseline
▲ 0.50% · 4.625%
HK$115,751
+HK$6,639/mo
Deposit HK$22.51M · loan HK$22.51M · min. income ≈ HK$218,224/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,223
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$117,287
−HK$3,108/mo
Today · 4.125%
HK$120,395
baseline
▲ 0.50% · 4.625%
HK$126,741
+HK$6,346/mo
Deposit HK$22.51M · loan HK$22.51M · min. income ≈ HK$240,790/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,208
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,041
−HK$3,894/mo
Today · 4.125%
HK$130,935
baseline
▲ 0.50% · 4.625%
HK$138,902
+HK$7,967/mo
Deposit HK$18.01M · loan HK$27.02M · min. income ≈ HK$261,870/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,913,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,068
−HK$7,405/mo
▼ 0.25% · 3.875%
HK$140,744
−HK$3,729/mo
Today · 4.125%
HK$144,473
baseline
▲ 0.50% · 4.625%
HK$152,089
+HK$7,616/mo
Deposit HK$18.01M · loan HK$27.02M · min. income ≈ HK$288,946/mo (50% DSR)
Upfront cash ≈ HK$19.92M (deposit + AVD stamp duty HK$1,913,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,743
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$148,214
−HK$4,543/mo
Today · 4.125%
HK$152,757
baseline
▲ 0.50% · 4.625%
HK$162,052
+HK$9,295/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$305,514/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,913
−HK$8,639/mo
▼ 0.25% · 3.875%
HK$164,202
−HK$4,350/mo
Today · 4.125%
HK$168,552
baseline
▲ 0.50% · 4.625%
HK$177,437
+HK$8,885/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$337,104/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,813
−HK$11,589/mo
▼ 0.25% · 3.875%
HK$190,561
−HK$5,841/mo
Today · 4.125%
HK$196,402
baseline
▲ 0.50% · 4.625%
HK$208,353
+HK$11,951/mo
Deposit HK$4.50M · loan HK$40.52M · min. income ≈ HK$392,804/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,658 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,602
−HK$11,108/mo
▼ 0.25% · 3.875%
HK$211,116
−HK$5,594/mo
Today · 4.125%
HK$216,710
baseline
▲ 0.50% · 4.625%
HK$228,133
+HK$11,423/mo
Deposit HK$4.50M · loan HK$40.52M · min. income ≈ HK$433,420/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,658 · Scale 2, in force from 26 Feb 2026)