LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,684
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$105,878
−HK$3,245/mo
Today · 4.125%
HK$109,123
baseline
▲ 0.50% · 4.625%
HK$115,763
+HK$6,640/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$218,246/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,235
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$117,299
−HK$3,108/mo
Today · 4.125%
HK$120,407
baseline
▲ 0.50% · 4.625%
HK$126,753
+HK$6,346/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$240,814/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,221
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,054
−HK$3,894/mo
Today · 4.125%
HK$130,948
baseline
▲ 0.50% · 4.625%
HK$138,916
+HK$7,968/mo
Deposit HK$18.01M · loan HK$27.02M · min. income ≈ HK$261,896/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,913,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,082
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$140,758
−HK$3,730/mo
Today · 4.125%
HK$144,488
baseline
▲ 0.50% · 4.625%
HK$152,104
+HK$7,616/mo
Deposit HK$18.01M · loan HK$27.02M · min. income ≈ HK$288,976/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,913,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,758
−HK$9,014/mo
▼ 0.25% · 3.875%
HK$148,229
−HK$4,543/mo
Today · 4.125%
HK$152,772
baseline
▲ 0.50% · 4.625%
HK$162,068
+HK$9,296/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$305,544/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,929
−HK$8,640/mo
▼ 0.25% · 3.875%
HK$164,218
−HK$4,351/mo
Today · 4.125%
HK$168,569
baseline
▲ 0.50% · 4.625%
HK$177,455
+HK$8,886/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$337,138/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,831
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$190,580
−HK$5,842/mo
Today · 4.125%
HK$196,422
baseline
▲ 0.50% · 4.625%
HK$208,373
+HK$11,951/mo
Deposit HK$4.50M · loan HK$40.53M · min. income ≈ HK$392,844/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,851 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,623
−HK$11,109/mo
▼ 0.25% · 3.875%
HK$211,138
−HK$5,594/mo
Today · 4.125%
HK$216,732
baseline
▲ 0.50% · 4.625%
HK$228,156
+HK$11,424/mo
Deposit HK$4.50M · loan HK$40.53M · min. income ≈ HK$433,464/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,851 · Scale 2, in force from 26 Feb 2026)