LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,684
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$105,878
−HK$3,245/mo
Today · 4.125%
HK$109,123
baseline
▲ 0.50% · 4.625%
HK$115,763
+HK$6,640/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$218,246/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,235
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$117,299
−HK$3,108/mo
Today · 4.125%
HK$120,407
baseline
▲ 0.50% · 4.625%
HK$126,754
+HK$6,347/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$240,814/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,221
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,054
−HK$3,894/mo
Today · 4.125%
HK$130,948
baseline
▲ 0.50% · 4.625%
HK$138,916
+HK$7,968/mo
Deposit HK$18.01M · loan HK$27.02M · min. income ≈ HK$261,896/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,913,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,082
−HK$7,406/mo
▼ 0.25% · 3.875%
HK$140,759
−HK$3,729/mo
Today · 4.125%
HK$144,488
baseline
▲ 0.50% · 4.625%
HK$152,105
+HK$7,617/mo
Deposit HK$18.01M · loan HK$27.02M · min. income ≈ HK$288,976/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,913,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,758
−HK$9,015/mo
▼ 0.25% · 3.875%
HK$148,230
−HK$4,543/mo
Today · 4.125%
HK$152,773
baseline
▲ 0.50% · 4.625%
HK$162,069
+HK$9,296/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$305,546/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,929
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,219
−HK$4,351/mo
Today · 4.125%
HK$168,570
baseline
▲ 0.50% · 4.625%
HK$177,455
+HK$8,885/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$337,140/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,832
−HK$11,590/mo
▼ 0.25% · 3.875%
HK$190,581
−HK$5,841/mo
Today · 4.125%
HK$196,422
baseline
▲ 0.50% · 4.625%
HK$208,374
+HK$11,952/mo
Deposit HK$4.50M · loan HK$40.53M · min. income ≈ HK$392,844/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,856 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,623
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$211,138
−HK$5,595/mo
Today · 4.125%
HK$216,733
baseline
▲ 0.50% · 4.625%
HK$228,157
+HK$11,424/mo
Deposit HK$4.50M · loan HK$40.53M · min. income ≈ HK$433,466/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,856 · Scale 2, in force from 26 Feb 2026)