LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,689
−HK$6,439/mo
▼ 0.25% · 3.875%
HK$105,883
−HK$3,245/mo
Today · 4.125%
HK$109,128
baseline
▲ 0.50% · 4.625%
HK$115,768
+HK$6,640/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$218,256/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,240
−HK$6,172/mo
▼ 0.25% · 3.875%
HK$117,304
−HK$3,108/mo
Today · 4.125%
HK$120,412
baseline
▲ 0.50% · 4.625%
HK$126,759
+HK$6,347/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$240,824/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,913,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,227
−HK$7,727/mo
▼ 0.25% · 3.875%
HK$127,060
−HK$3,894/mo
Today · 4.125%
HK$130,954
baseline
▲ 0.50% · 4.625%
HK$138,922
+HK$7,968/mo
Deposit HK$18.01M · loan HK$27.02M · min. income ≈ HK$261,908/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,913,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,088
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,765
−HK$3,730/mo
Today · 4.125%
HK$144,495
baseline
▲ 0.50% · 4.625%
HK$152,111
+HK$7,616/mo
Deposit HK$18.01M · loan HK$27.02M · min. income ≈ HK$288,990/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,913,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,764
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$148,236
−HK$4,544/mo
Today · 4.125%
HK$152,780
baseline
▲ 0.50% · 4.625%
HK$162,076
+HK$9,296/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$305,560/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,936
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,226
−HK$4,351/mo
Today · 4.125%
HK$168,577
baseline
▲ 0.50% · 4.625%
HK$177,463
+HK$8,886/mo
Deposit HK$13.51M · loan HK$31.52M · min. income ≈ HK$337,154/mo (50% DSR)
Upfront cash ≈ HK$15.42M (deposit + AVD stamp duty HK$1,913,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,840
−HK$11,591/mo
▼ 0.25% · 3.875%
HK$190,589
−HK$5,842/mo
Today · 4.125%
HK$196,431
baseline
▲ 0.50% · 4.625%
HK$208,383
+HK$11,952/mo
Deposit HK$4.50M · loan HK$40.53M · min. income ≈ HK$392,862/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,940 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,632
−HK$11,110/mo
▼ 0.25% · 3.875%
HK$211,147
−HK$5,595/mo
Today · 4.125%
HK$216,742
baseline
▲ 0.50% · 4.625%
HK$228,167
+HK$11,425/mo
Deposit HK$4.50M · loan HK$40.53M · min. income ≈ HK$433,484/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,913,940 · Scale 2, in force from 26 Feb 2026)