LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,701
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,896
−HK$3,245/mo
Today · 4.125%
HK$109,141
baseline
▲ 0.50% · 4.625%
HK$115,782
+HK$6,641/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$218,282/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,914,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,254
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$117,318
−HK$3,109/mo
Today · 4.125%
HK$120,427
baseline
▲ 0.50% · 4.625%
HK$126,775
+HK$6,348/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$240,854/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,914,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,241
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$127,075
−HK$3,895/mo
Today · 4.125%
HK$130,970
baseline
▲ 0.50% · 4.625%
HK$138,939
+HK$7,969/mo
Deposit HK$18.02M · loan HK$27.02M · min. income ≈ HK$261,940/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,105
−HK$7,407/mo
▼ 0.25% · 3.875%
HK$140,782
−HK$3,730/mo
Today · 4.125%
HK$144,512
baseline
▲ 0.50% · 4.625%
HK$152,130
+HK$7,618/mo
Deposit HK$18.02M · loan HK$27.02M · min. income ≈ HK$289,024/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,782
−HK$9,016/mo
▼ 0.25% · 3.875%
HK$148,254
−HK$4,544/mo
Today · 4.125%
HK$152,798
baseline
▲ 0.50% · 4.625%
HK$162,095
+HK$9,297/mo
Deposit HK$13.51M · loan HK$31.53M · min. income ≈ HK$305,596/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,956
−HK$8,641/mo
▼ 0.25% · 3.875%
HK$164,245
−HK$4,352/mo
Today · 4.125%
HK$168,597
baseline
▲ 0.50% · 4.625%
HK$177,484
+HK$8,887/mo
Deposit HK$13.51M · loan HK$31.53M · min. income ≈ HK$337,194/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,862
−HK$11,592/mo
▼ 0.25% · 3.875%
HK$190,612
−HK$5,842/mo
Today · 4.125%
HK$196,454
baseline
▲ 0.50% · 4.625%
HK$208,408
+HK$11,954/mo
Deposit HK$4.50M · loan HK$40.54M · min. income ≈ HK$392,908/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,170 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,657
−HK$11,111/mo
▼ 0.25% · 3.875%
HK$211,173
−HK$5,595/mo
Today · 4.125%
HK$216,768
baseline
▲ 0.50% · 4.625%
HK$228,194
+HK$11,426/mo
Deposit HK$4.50M · loan HK$40.54M · min. income ≈ HK$433,536/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,170 · Scale 2, in force from 26 Feb 2026)