LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,704
−HK$6,440/mo
▼ 0.25% · 3.875%
HK$105,898
−HK$3,246/mo
Today · 4.125%
HK$109,144
baseline
▲ 0.50% · 4.625%
HK$115,785
+HK$6,641/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$218,288/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,914,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,257
−HK$6,173/mo
▼ 0.25% · 3.875%
HK$117,321
−HK$3,109/mo
Today · 4.125%
HK$120,430
baseline
▲ 0.50% · 4.625%
HK$126,778
+HK$6,348/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$240,860/mo (50% DSR)
Upfront cash ≈ HK$24.43M (deposit + AVD stamp duty HK$1,914,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,244
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$127,078
−HK$3,895/mo
Today · 4.125%
HK$130,973
baseline
▲ 0.50% · 4.625%
HK$138,942
+HK$7,969/mo
Deposit HK$18.02M · loan HK$27.02M · min. income ≈ HK$261,946/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,108
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$140,785
−HK$3,731/mo
Today · 4.125%
HK$144,516
baseline
▲ 0.50% · 4.625%
HK$152,133
+HK$7,617/mo
Deposit HK$18.02M · loan HK$27.02M · min. income ≈ HK$289,032/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,785
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$148,258
−HK$4,544/mo
Today · 4.125%
HK$152,802
baseline
▲ 0.50% · 4.625%
HK$162,099
+HK$9,297/mo
Deposit HK$13.51M · loan HK$31.53M · min. income ≈ HK$305,604/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,960
−HK$8,642/mo
▼ 0.25% · 3.875%
HK$164,250
−HK$4,352/mo
Today · 4.125%
HK$168,602
baseline
▲ 0.50% · 4.625%
HK$177,489
+HK$8,887/mo
Deposit HK$13.51M · loan HK$31.53M · min. income ≈ HK$337,204/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,867
−HK$11,593/mo
▼ 0.25% · 3.875%
HK$190,617
−HK$5,843/mo
Today · 4.125%
HK$196,460
baseline
▲ 0.50% · 4.625%
HK$208,414
+HK$11,954/mo
Deposit HK$4.50M · loan HK$40.54M · min. income ≈ HK$392,920/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,219 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,662
−HK$11,112/mo
▼ 0.25% · 3.875%
HK$211,178
−HK$5,596/mo
Today · 4.125%
HK$216,774
baseline
▲ 0.50% · 4.625%
HK$228,200
+HK$11,426/mo
Deposit HK$4.50M · loan HK$40.54M · min. income ≈ HK$433,548/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,219 · Scale 2, in force from 26 Feb 2026)