LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,271
−HK$644/mo
▼ 0.25% · 3.875%
HK$10,590
−HK$325/mo
Today · 4.125%
HK$10,915
baseline
▲ 0.50% · 4.625%
HK$11,579
+HK$664/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,830/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,426
−HK$617/mo
▼ 0.25% · 3.875%
HK$11,733
−HK$310/mo
Today · 4.125%
HK$12,043
baseline
▲ 0.50% · 4.625%
HK$12,678
+HK$635/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,086/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$67,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,325
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,708
−HK$390/mo
Today · 4.125%
HK$13,098
baseline
▲ 0.50% · 4.625%
HK$13,895
+HK$797/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$26,196/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,711
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,079
−HK$373/mo
Today · 4.125%
HK$14,452
baseline
▲ 0.50% · 4.625%
HK$15,214
+HK$762/mo
Deposit HK$1.80M · loan HK$2.70M · min. income ≈ HK$28,904/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$67,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,379
−HK$902/mo
▼ 0.25% · 3.875%
HK$14,826
−HK$455/mo
Today · 4.125%
HK$15,281
baseline
▲ 0.50% · 4.625%
HK$16,211
+HK$930/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$30,562/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$15,997
−HK$864/mo
▼ 0.25% · 3.875%
HK$16,426
−HK$435/mo
Today · 4.125%
HK$16,861
baseline
▲ 0.50% · 4.625%
HK$17,750
+HK$889/mo
Deposit HK$1.35M · loan HK$3.15M · min. income ≈ HK$33,722/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$67,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,487
−HK$1,160/mo
▼ 0.25% · 3.875%
HK$19,062
−HK$585/mo
Today · 4.125%
HK$19,647
baseline
▲ 0.50% · 4.625%
HK$20,842
+HK$1,195/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$39,294/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,923 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,567
−HK$1,111/mo
▼ 0.25% · 3.875%
HK$21,119
−HK$559/mo
Today · 4.125%
HK$21,678
baseline
▲ 0.50% · 4.625%
HK$22,821
+HK$1,143/mo
Deposit HK$450K · loan HK$4.05M · min. income ≈ HK$43,356/mo (50% DSR)
Upfront cash ≈ HK$518K (deposit + AVD stamp duty HK$67,923 · Scale 2, in force from 26 Feb 2026)