LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,715
−HK$6,441/mo
▼ 0.25% · 3.875%
HK$105,910
−HK$3,246/mo
Today · 4.125%
HK$109,156
baseline
▲ 0.50% · 4.625%
HK$115,798
+HK$6,642/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$218,312/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,269
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,334
−HK$3,109/mo
Today · 4.125%
HK$120,443
baseline
▲ 0.50% · 4.625%
HK$126,791
+HK$6,348/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$240,886/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,258
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$127,092
−HK$3,895/mo
Today · 4.125%
HK$130,987
baseline
▲ 0.50% · 4.625%
HK$138,957
+HK$7,970/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$261,974/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,123
−HK$7,408/mo
▼ 0.25% · 3.875%
HK$140,800
−HK$3,731/mo
Today · 4.125%
HK$144,531
baseline
▲ 0.50% · 4.625%
HK$152,150
+HK$7,619/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$289,062/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,801
−HK$9,017/mo
▼ 0.25% · 3.875%
HK$148,274
−HK$4,544/mo
Today · 4.125%
HK$152,818
baseline
▲ 0.50% · 4.625%
HK$162,117
+HK$9,299/mo
Deposit HK$13.51M · loan HK$31.53M · min. income ≈ HK$305,636/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,977
−HK$8,643/mo
▼ 0.25% · 3.875%
HK$164,267
−HK$4,353/mo
Today · 4.125%
HK$168,620
baseline
▲ 0.50% · 4.625%
HK$177,508
+HK$8,888/mo
Deposit HK$13.51M · loan HK$31.53M · min. income ≈ HK$337,240/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,886
−HK$11,594/mo
▼ 0.25% · 3.875%
HK$190,637
−HK$5,843/mo
Today · 4.125%
HK$196,480
baseline
▲ 0.50% · 4.625%
HK$208,436
+HK$11,956/mo
Deposit HK$4.50M · loan HK$40.54M · min. income ≈ HK$392,960/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,684
−HK$11,113/mo
▼ 0.25% · 3.875%
HK$211,201
−HK$5,596/mo
Today · 4.125%
HK$216,797
baseline
▲ 0.50% · 4.625%
HK$228,224
+HK$11,427/mo
Deposit HK$4.50M · loan HK$40.54M · min. income ≈ HK$433,594/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,423 · Scale 2, in force from 26 Feb 2026)