LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,716
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$105,911
−HK$3,247/mo
Today · 4.125%
HK$109,158
baseline
▲ 0.50% · 4.625%
HK$115,800
+HK$6,642/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$218,316/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,271
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,336
−HK$3,109/mo
Today · 4.125%
HK$120,445
baseline
▲ 0.50% · 4.625%
HK$126,793
+HK$6,348/mo
Deposit HK$22.52M · loan HK$22.52M · min. income ≈ HK$240,890/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,260
−HK$7,729/mo
▼ 0.25% · 3.875%
HK$127,094
−HK$3,895/mo
Today · 4.125%
HK$130,989
baseline
▲ 0.50% · 4.625%
HK$138,960
+HK$7,971/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$261,978/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,125
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$140,803
−HK$3,731/mo
Today · 4.125%
HK$144,534
baseline
▲ 0.50% · 4.625%
HK$152,152
+HK$7,618/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$289,068/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,803
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$148,276
−HK$4,545/mo
Today · 4.125%
HK$152,821
baseline
▲ 0.50% · 4.625%
HK$162,119
+HK$9,298/mo
Deposit HK$13.51M · loan HK$31.53M · min. income ≈ HK$305,642/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,979
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$164,270
−HK$4,353/mo
Today · 4.125%
HK$168,623
baseline
▲ 0.50% · 4.625%
HK$177,511
+HK$8,888/mo
Deposit HK$13.51M · loan HK$31.53M · min. income ≈ HK$337,246/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,890
−HK$11,594/mo
▼ 0.25% · 3.875%
HK$190,641
−HK$5,843/mo
Today · 4.125%
HK$196,484
baseline
▲ 0.50% · 4.625%
HK$208,439
+HK$11,955/mo
Deposit HK$4.50M · loan HK$40.54M · min. income ≈ HK$392,968/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,455 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,688
−HK$11,112/mo
▼ 0.25% · 3.875%
HK$211,204
−HK$5,596/mo
Today · 4.125%
HK$216,800
baseline
▲ 0.50% · 4.625%
HK$228,228
+HK$11,428/mo
Deposit HK$4.50M · loan HK$40.54M · min. income ≈ HK$433,600/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,455 · Scale 2, in force from 26 Feb 2026)