LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,726
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$105,922
−HK$3,246/mo
Today · 4.125%
HK$109,168
baseline
▲ 0.50% · 4.625%
HK$115,811
+HK$6,643/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$218,336/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,282
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,347
−HK$3,109/mo
Today · 4.125%
HK$120,456
baseline
▲ 0.50% · 4.625%
HK$126,806
+HK$6,350/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$240,912/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,271
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$127,106
−HK$3,896/mo
Today · 4.125%
HK$131,002
baseline
▲ 0.50% · 4.625%
HK$138,973
+HK$7,971/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$262,004/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,138
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$140,816
−HK$3,731/mo
Today · 4.125%
HK$144,547
baseline
▲ 0.50% · 4.625%
HK$152,167
+HK$7,620/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$289,094/mo (50% DSR)
Upfront cash ≈ HK$19.93M (deposit + AVD stamp duty HK$1,914,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,817
−HK$9,018/mo
▼ 0.25% · 3.875%
HK$148,290
−HK$4,545/mo
Today · 4.125%
HK$152,835
baseline
▲ 0.50% · 4.625%
HK$162,135
+HK$9,300/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$305,670/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,995
−HK$8,644/mo
▼ 0.25% · 3.875%
HK$164,286
−HK$4,353/mo
Today · 4.125%
HK$168,639
baseline
▲ 0.50% · 4.625%
HK$177,528
+HK$8,889/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$337,278/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,907
−HK$11,596/mo
▼ 0.25% · 3.875%
HK$190,659
−HK$5,844/mo
Today · 4.125%
HK$196,503
baseline
▲ 0.50% · 4.625%
HK$208,459
+HK$11,956/mo
Deposit HK$4.51M · loan HK$40.55M · min. income ≈ HK$393,006/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,638 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,707
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$211,224
−HK$5,597/mo
Today · 4.125%
HK$216,821
baseline
▲ 0.50% · 4.625%
HK$228,250
+HK$11,429/mo
Deposit HK$4.51M · loan HK$40.55M · min. income ≈ HK$433,642/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,638 · Scale 2, in force from 26 Feb 2026)