LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,728
−HK$6,442/mo
▼ 0.25% · 3.875%
HK$105,923
−HK$3,247/mo
Today · 4.125%
HK$109,170
baseline
▲ 0.50% · 4.625%
HK$115,813
+HK$6,643/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$218,340/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,284
−HK$6,174/mo
▼ 0.25% · 3.875%
HK$117,349
−HK$3,109/mo
Today · 4.125%
HK$120,458
baseline
▲ 0.50% · 4.625%
HK$126,808
+HK$6,350/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$240,916/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,274
−HK$7,730/mo
▼ 0.25% · 3.875%
HK$127,108
−HK$3,896/mo
Today · 4.125%
HK$131,004
baseline
▲ 0.50% · 4.625%
HK$138,975
+HK$7,971/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$262,008/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,914,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,141
−HK$7,409/mo
▼ 0.25% · 3.875%
HK$140,819
−HK$3,731/mo
Today · 4.125%
HK$144,550
baseline
▲ 0.50% · 4.625%
HK$152,169
+HK$7,619/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$289,100/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,914,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,819
−HK$9,019/mo
▼ 0.25% · 3.875%
HK$148,293
−HK$4,545/mo
Today · 4.125%
HK$152,838
baseline
▲ 0.50% · 4.625%
HK$162,138
+HK$9,300/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$305,676/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$159,997
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$164,288
−HK$4,354/mo
Today · 4.125%
HK$168,642
baseline
▲ 0.50% · 4.625%
HK$177,531
+HK$8,889/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$337,284/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,910
−HK$11,596/mo
▼ 0.25% · 3.875%
HK$190,662
−HK$5,844/mo
Today · 4.125%
HK$196,506
baseline
▲ 0.50% · 4.625%
HK$208,463
+HK$11,957/mo
Deposit HK$4.51M · loan HK$40.55M · min. income ≈ HK$393,012/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,670 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,711
−HK$11,114/mo
▼ 0.25% · 3.875%
HK$211,228
−HK$5,597/mo
Today · 4.125%
HK$216,825
baseline
▲ 0.50% · 4.625%
HK$228,254
+HK$11,429/mo
Deposit HK$4.51M · loan HK$40.55M · min. income ≈ HK$433,650/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,670 · Scale 2, in force from 26 Feb 2026)