LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,737
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$105,933
−HK$3,247/mo
Today · 4.125%
HK$109,180
baseline
▲ 0.50% · 4.625%
HK$115,823
+HK$6,643/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$218,360/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,294
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$117,360
−HK$3,109/mo
Today · 4.125%
HK$120,469
baseline
▲ 0.50% · 4.625%
HK$126,819
+HK$6,350/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$240,938/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,285
−HK$7,731/mo
▼ 0.25% · 3.875%
HK$127,120
−HK$3,896/mo
Today · 4.125%
HK$131,016
baseline
▲ 0.50% · 4.625%
HK$138,988
+HK$7,972/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$262,032/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,914,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,153
−HK$7,410/mo
▼ 0.25% · 3.875%
HK$140,831
−HK$3,732/mo
Today · 4.125%
HK$144,563
baseline
▲ 0.50% · 4.625%
HK$152,183
+HK$7,620/mo
Deposit HK$18.02M · loan HK$27.03M · min. income ≈ HK$289,126/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,914,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,832
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$148,306
−HK$4,546/mo
Today · 4.125%
HK$152,852
baseline
▲ 0.50% · 4.625%
HK$162,152
+HK$9,300/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$305,704/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,012
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$164,303
−HK$4,354/mo
Today · 4.125%
HK$168,657
baseline
▲ 0.50% · 4.625%
HK$177,547
+HK$8,890/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$337,314/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,927
−HK$11,597/mo
▼ 0.25% · 3.875%
HK$190,679
−HK$5,845/mo
Today · 4.125%
HK$196,524
baseline
▲ 0.50% · 4.625%
HK$208,482
+HK$11,958/mo
Deposit HK$4.51M · loan HK$40.55M · min. income ≈ HK$393,048/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,845 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,730
−HK$11,115/mo
▼ 0.25% · 3.875%
HK$211,247
−HK$5,598/mo
Today · 4.125%
HK$216,845
baseline
▲ 0.50% · 4.625%
HK$228,275
+HK$11,430/mo
Deposit HK$4.51M · loan HK$40.55M · min. income ≈ HK$433,690/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,845 · Scale 2, in force from 26 Feb 2026)