LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,745
−HK$6,443/mo
▼ 0.25% · 3.875%
HK$105,941
−HK$3,247/mo
Today · 4.125%
HK$109,188
baseline
▲ 0.50% · 4.625%
HK$115,832
+HK$6,644/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$218,376/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,303
−HK$6,175/mo
▼ 0.25% · 3.875%
HK$117,368
−HK$3,110/mo
Today · 4.125%
HK$120,478
baseline
▲ 0.50% · 4.625%
HK$126,829
+HK$6,351/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$240,956/mo (50% DSR)
Upfront cash ≈ HK$24.44M (deposit + AVD stamp duty HK$1,914,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,294
−HK$7,732/mo
▼ 0.25% · 3.875%
HK$127,129
−HK$3,897/mo
Today · 4.125%
HK$131,026
baseline
▲ 0.50% · 4.625%
HK$138,998
+HK$7,972/mo
Deposit HK$18.02M · loan HK$27.04M · min. income ≈ HK$262,052/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,914,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,163
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$140,842
−HK$3,732/mo
Today · 4.125%
HK$144,574
baseline
▲ 0.50% · 4.625%
HK$152,194
+HK$7,620/mo
Deposit HK$18.02M · loan HK$27.04M · min. income ≈ HK$289,148/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,914,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,843
−HK$9,020/mo
▼ 0.25% · 3.875%
HK$148,317
−HK$4,546/mo
Today · 4.125%
HK$152,863
baseline
▲ 0.50% · 4.625%
HK$162,165
+HK$9,302/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$305,726/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,024
−HK$8,645/mo
▼ 0.25% · 3.875%
HK$164,316
−HK$4,353/mo
Today · 4.125%
HK$168,669
baseline
▲ 0.50% · 4.625%
HK$177,560
+HK$8,891/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$337,338/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,914,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,941
−HK$11,597/mo
▼ 0.25% · 3.875%
HK$190,694
−HK$5,844/mo
Today · 4.125%
HK$196,538
baseline
▲ 0.50% · 4.625%
HK$208,497
+HK$11,959/mo
Deposit HK$4.51M · loan HK$40.55M · min. income ≈ HK$393,076/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,987 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,745
−HK$11,116/mo
▼ 0.25% · 3.875%
HK$211,263
−HK$5,598/mo
Today · 4.125%
HK$216,861
baseline
▲ 0.50% · 4.625%
HK$228,292
+HK$11,431/mo
Deposit HK$4.51M · loan HK$40.55M · min. income ≈ HK$433,722/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,914,987 · Scale 2, in force from 26 Feb 2026)