LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,755
−HK$6,444/mo
▼ 0.25% · 3.875%
HK$105,952
−HK$3,247/mo
Today · 4.125%
HK$109,199
baseline
▲ 0.50% · 4.625%
HK$115,843
+HK$6,644/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$218,398/mo (50% DSR)
Upfront cash ≈ HK$24.45M (deposit + AVD stamp duty HK$1,915,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,314
−HK$6,176/mo
▼ 0.25% · 3.875%
HK$117,380
−HK$3,110/mo
Today · 4.125%
HK$120,490
baseline
▲ 0.50% · 4.625%
HK$126,842
+HK$6,352/mo
Deposit HK$22.53M · loan HK$22.53M · min. income ≈ HK$240,980/mo (50% DSR)
Upfront cash ≈ HK$24.45M (deposit + AVD stamp duty HK$1,915,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,306
−HK$7,733/mo
▼ 0.25% · 3.875%
HK$127,142
−HK$3,897/mo
Today · 4.125%
HK$131,039
baseline
▲ 0.50% · 4.625%
HK$139,012
+HK$7,973/mo
Deposit HK$18.03M · loan HK$27.04M · min. income ≈ HK$262,078/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,915,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,177
−HK$7,411/mo
▼ 0.25% · 3.875%
HK$140,856
−HK$3,732/mo
Today · 4.125%
HK$144,588
baseline
▲ 0.50% · 4.625%
HK$152,210
+HK$7,622/mo
Deposit HK$18.03M · loan HK$27.04M · min. income ≈ HK$289,176/mo (50% DSR)
Upfront cash ≈ HK$19.94M (deposit + AVD stamp duty HK$1,915,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,857
−HK$9,022/mo
▼ 0.25% · 3.875%
HK$148,332
−HK$4,547/mo
Today · 4.125%
HK$152,879
baseline
▲ 0.50% · 4.625%
HK$162,181
+HK$9,302/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$305,758/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,915,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,040
−HK$8,646/mo
▼ 0.25% · 3.875%
HK$164,332
−HK$4,354/mo
Today · 4.125%
HK$168,686
baseline
▲ 0.50% · 4.625%
HK$177,578
+HK$8,892/mo
Deposit HK$13.52M · loan HK$31.54M · min. income ≈ HK$337,372/mo (50% DSR)
Upfront cash ≈ HK$15.43M (deposit + AVD stamp duty HK$1,915,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$184,960
−HK$11,598/mo
▼ 0.25% · 3.875%
HK$190,713
−HK$5,845/mo
Today · 4.125%
HK$196,558
baseline
▲ 0.50% · 4.625%
HK$208,518
+HK$11,960/mo
Deposit HK$4.51M · loan HK$40.56M · min. income ≈ HK$393,116/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,915,180 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,766
−HK$11,117/mo
▼ 0.25% · 3.875%
HK$211,284
−HK$5,599/mo
Today · 4.125%
HK$216,883
baseline
▲ 0.50% · 4.625%
HK$228,315
+HK$11,432/mo
Deposit HK$4.51M · loan HK$40.56M · min. income ≈ HK$433,766/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,915,180 · Scale 2, in force from 26 Feb 2026)