LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,791
−HK$6,446/mo
▼ 0.25% · 3.875%
HK$105,989
−HK$3,248/mo
Today · 4.125%
HK$109,237
baseline
▲ 0.50% · 4.625%
HK$115,884
+HK$6,647/mo
Deposit HK$22.54M · loan HK$22.54M · min. income ≈ HK$218,474/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$1,915,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,354
−HK$6,178/mo
▼ 0.25% · 3.875%
HK$117,421
−HK$3,111/mo
Today · 4.125%
HK$120,532
baseline
▲ 0.50% · 4.625%
HK$126,886
+HK$6,354/mo
Deposit HK$22.54M · loan HK$22.54M · min. income ≈ HK$241,064/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$1,915,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,349
−HK$7,735/mo
▼ 0.25% · 3.875%
HK$127,186
−HK$3,898/mo
Today · 4.125%
HK$131,084
baseline
▲ 0.50% · 4.625%
HK$139,061
+HK$7,977/mo
Deposit HK$18.03M · loan HK$27.05M · min. income ≈ HK$262,168/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,915,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,225
−HK$7,414/mo
▼ 0.25% · 3.875%
HK$140,905
−HK$3,734/mo
Today · 4.125%
HK$144,639
baseline
▲ 0.50% · 4.625%
HK$152,263
+HK$7,624/mo
Deposit HK$18.03M · loan HK$27.05M · min. income ≈ HK$289,278/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,915,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,908
−HK$9,024/mo
▼ 0.25% · 3.875%
HK$148,384
−HK$4,548/mo
Today · 4.125%
HK$152,932
baseline
▲ 0.50% · 4.625%
HK$162,237
+HK$9,305/mo
Deposit HK$13.52M · loan HK$31.56M · min. income ≈ HK$305,864/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,915,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,096
−HK$8,649/mo
▼ 0.25% · 3.875%
HK$164,389
−HK$4,356/mo
Today · 4.125%
HK$168,745
baseline
▲ 0.50% · 4.625%
HK$177,640
+HK$8,895/mo
Deposit HK$13.52M · loan HK$31.56M · min. income ≈ HK$337,490/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,915,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,024
−HK$11,603/mo
▼ 0.25% · 3.875%
HK$190,779
−HK$5,848/mo
Today · 4.125%
HK$196,627
baseline
▲ 0.50% · 4.625%
HK$208,591
+HK$11,964/mo
Deposit HK$4.51M · loan HK$40.57M · min. income ≈ HK$393,254/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,915,847 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,837
−HK$11,121/mo
▼ 0.25% · 3.875%
HK$211,358
−HK$5,600/mo
Today · 4.125%
HK$216,958
baseline
▲ 0.50% · 4.625%
HK$228,394
+HK$11,436/mo
Deposit HK$4.51M · loan HK$40.57M · min. income ≈ HK$433,916/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,915,847 · Scale 2, in force from 26 Feb 2026)