LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,804
−HK$6,447/mo
▼ 0.25% · 3.875%
HK$106,002
−HK$3,249/mo
Today · 4.125%
HK$109,251
baseline
▲ 0.50% · 4.625%
HK$115,898
+HK$6,647/mo
Deposit HK$22.54M · loan HK$22.54M · min. income ≈ HK$218,502/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$1,916,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,368
−HK$6,179/mo
▼ 0.25% · 3.875%
HK$117,436
−HK$3,111/mo
Today · 4.125%
HK$120,547
baseline
▲ 0.50% · 4.625%
HK$126,901
+HK$6,354/mo
Deposit HK$22.54M · loan HK$22.54M · min. income ≈ HK$241,094/mo (50% DSR)
Upfront cash ≈ HK$24.46M (deposit + AVD stamp duty HK$1,916,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,365
−HK$7,736/mo
▼ 0.25% · 3.875%
HK$127,202
−HK$3,899/mo
Today · 4.125%
HK$131,101
baseline
▲ 0.50% · 4.625%
HK$139,078
+HK$7,977/mo
Deposit HK$18.03M · loan HK$27.05M · min. income ≈ HK$262,202/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,916,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,242
−HK$7,415/mo
▼ 0.25% · 3.875%
HK$140,923
−HK$3,734/mo
Today · 4.125%
HK$144,657
baseline
▲ 0.50% · 4.625%
HK$152,282
+HK$7,625/mo
Deposit HK$18.03M · loan HK$27.05M · min. income ≈ HK$289,314/mo (50% DSR)
Upfront cash ≈ HK$19.95M (deposit + AVD stamp duty HK$1,916,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$143,925
−HK$9,026/mo
▼ 0.25% · 3.875%
HK$148,402
−HK$4,549/mo
Today · 4.125%
HK$152,951
baseline
▲ 0.50% · 4.625%
HK$162,258
+HK$9,307/mo
Deposit HK$13.53M · loan HK$31.56M · min. income ≈ HK$305,902/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,916,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,116
−HK$8,650/mo
▼ 0.25% · 3.875%
HK$164,410
−HK$4,356/mo
Today · 4.125%
HK$168,766
baseline
▲ 0.50% · 4.625%
HK$177,662
+HK$8,896/mo
Deposit HK$13.53M · loan HK$31.56M · min. income ≈ HK$337,532/mo (50% DSR)
Upfront cash ≈ HK$15.44M (deposit + AVD stamp duty HK$1,916,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,047
−HK$11,604/mo
▼ 0.25% · 3.875%
HK$190,803
−HK$5,848/mo
Today · 4.125%
HK$196,651
baseline
▲ 0.50% · 4.625%
HK$208,617
+HK$11,966/mo
Deposit HK$4.51M · loan HK$40.58M · min. income ≈ HK$393,302/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,916,086 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,863
−HK$11,122/mo
▼ 0.25% · 3.875%
HK$211,384
−HK$5,601/mo
Today · 4.125%
HK$216,985
baseline
▲ 0.50% · 4.625%
HK$228,423
+HK$11,438/mo
Deposit HK$4.51M · loan HK$40.58M · min. income ≈ HK$433,970/mo (50% DSR)
Upfront cash ≈ HK$6.42M (deposit + AVD stamp duty HK$1,916,086 · Scale 2, in force from 26 Feb 2026)