LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,282
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,602
−HK$325/mo
Today · 4.125%
HK$10,927
baseline
▲ 0.50% · 4.625%
HK$11,592
+HK$665/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$21,854/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$68,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,439
−HK$618/mo
▼ 0.25% · 3.875%
HK$11,746
−HK$311/mo
Today · 4.125%
HK$12,057
baseline
▲ 0.50% · 4.625%
HK$12,692
+HK$635/mo
Deposit HK$2.25M · loan HK$2.25M · min. income ≈ HK$24,114/mo (50% DSR)
Upfront cash ≈ HK$2.32M (deposit + AVD stamp duty HK$68,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,339
−HK$773/mo
▼ 0.25% · 3.875%
HK$12,722
−HK$390/mo
Today · 4.125%
HK$13,112
baseline
▲ 0.50% · 4.625%
HK$13,910
+HK$798/mo
Deposit HK$1.80M · loan HK$2.71M · min. income ≈ HK$26,224/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$68,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,727
−HK$741/mo
▼ 0.25% · 3.875%
HK$14,095
−HK$373/mo
Today · 4.125%
HK$14,468
baseline
▲ 0.50% · 4.625%
HK$15,231
+HK$763/mo
Deposit HK$1.80M · loan HK$2.71M · min. income ≈ HK$28,936/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$68,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,395
−HK$903/mo
▼ 0.25% · 3.875%
HK$14,843
−HK$455/mo
Today · 4.125%
HK$15,298
baseline
▲ 0.50% · 4.625%
HK$16,229
+HK$931/mo
Deposit HK$1.35M · loan HK$3.16M · min. income ≈ HK$30,596/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$68,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,014
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,444
−HK$436/mo
Today · 4.125%
HK$16,880
baseline
▲ 0.50% · 4.625%
HK$17,769
+HK$889/mo
Deposit HK$1.35M · loan HK$3.16M · min. income ≈ HK$33,760/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$68,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,508
−HK$1,161/mo
▼ 0.25% · 3.875%
HK$19,084
−HK$585/mo
Today · 4.125%
HK$19,669
baseline
▲ 0.50% · 4.625%
HK$20,865
+HK$1,196/mo
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$39,338/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$68,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,590
−HK$1,112/mo
▼ 0.25% · 3.875%
HK$21,142
−HK$560/mo
Today · 4.125%
HK$21,702
baseline
▲ 0.50% · 4.625%
HK$22,846
+HK$1,144/mo
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$43,404/mo (50% DSR)
Upfront cash ≈ HK$519K (deposit + AVD stamp duty HK$68,423 · Scale 2, in force from 26 Feb 2026)