LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,871
−HK$6,450/mo
▼ 0.25% · 3.875%
HK$106,070
−HK$3,251/mo
Today · 4.125%
HK$109,321
baseline
▲ 0.50% · 4.625%
HK$115,973
+HK$6,652/mo
Deposit HK$22.56M · loan HK$22.56M · min. income ≈ HK$218,642/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$1,917,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,442
−HK$6,183/mo
▼ 0.25% · 3.875%
HK$117,512
−HK$3,113/mo
Today · 4.125%
HK$120,625
baseline
▲ 0.50% · 4.625%
HK$126,984
+HK$6,359/mo
Deposit HK$22.56M · loan HK$22.56M · min. income ≈ HK$241,250/mo (50% DSR)
Upfront cash ≈ HK$24.47M (deposit + AVD stamp duty HK$1,917,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,445
−HK$7,741/mo
▼ 0.25% · 3.875%
HK$127,285
−HK$3,901/mo
Today · 4.125%
HK$131,186
baseline
▲ 0.50% · 4.625%
HK$139,168
+HK$7,982/mo
Deposit HK$18.05M · loan HK$27.07M · min. income ≈ HK$262,372/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$1,917,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,331
−HK$7,420/mo
▼ 0.25% · 3.875%
HK$141,014
−HK$3,737/mo
Today · 4.125%
HK$144,751
baseline
▲ 0.50% · 4.625%
HK$152,381
+HK$7,630/mo
Deposit HK$18.05M · loan HK$27.07M · min. income ≈ HK$289,502/mo (50% DSR)
Upfront cash ≈ HK$19.96M (deposit + AVD stamp duty HK$1,917,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,019
−HK$9,031/mo
▼ 0.25% · 3.875%
HK$148,499
−HK$4,551/mo
Today · 4.125%
HK$153,050
baseline
▲ 0.50% · 4.625%
HK$162,363
+HK$9,313/mo
Deposit HK$13.53M · loan HK$31.58M · min. income ≈ HK$306,100/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,917,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,219
−HK$8,657/mo
▼ 0.25% · 3.875%
HK$164,516
−HK$4,360/mo
Today · 4.125%
HK$168,876
baseline
▲ 0.50% · 4.625%
HK$177,777
+HK$8,901/mo
Deposit HK$13.53M · loan HK$31.58M · min. income ≈ HK$337,752/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,917,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,167
−HK$11,612/mo
▼ 0.25% · 3.875%
HK$190,927
−HK$5,852/mo
Today · 4.125%
HK$196,779
baseline
▲ 0.50% · 4.625%
HK$208,752
+HK$11,973/mo
Deposit HK$4.51M · loan HK$40.60M · min. income ≈ HK$393,558/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,917,328 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$205,996
−HK$11,130/mo
▼ 0.25% · 3.875%
HK$211,521
−HK$5,605/mo
Today · 4.125%
HK$217,126
baseline
▲ 0.50% · 4.625%
HK$228,571
+HK$11,445/mo
Deposit HK$4.51M · loan HK$40.60M · min. income ≈ HK$434,252/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,917,328 · Scale 2, in force from 26 Feb 2026)