LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,889
−HK$6,452/mo
▼ 0.25% · 3.875%
HK$106,089
−HK$3,252/mo
Today · 4.125%
HK$109,341
baseline
▲ 0.50% · 4.625%
HK$115,994
+HK$6,653/mo
Deposit HK$22.56M · loan HK$22.56M · min. income ≈ HK$218,682/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$1,917,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,462
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$117,532
−HK$3,115/mo
Today · 4.125%
HK$120,647
baseline
▲ 0.50% · 4.625%
HK$127,006
+HK$6,359/mo
Deposit HK$22.56M · loan HK$22.56M · min. income ≈ HK$241,294/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$1,917,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,466
−HK$7,743/mo
▼ 0.25% · 3.875%
HK$127,307
−HK$3,902/mo
Today · 4.125%
HK$131,209
baseline
▲ 0.50% · 4.625%
HK$139,192
+HK$7,983/mo
Deposit HK$18.05M · loan HK$27.07M · min. income ≈ HK$262,418/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,917,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,355
−HK$7,421/mo
▼ 0.25% · 3.875%
HK$141,039
−HK$3,737/mo
Today · 4.125%
HK$144,776
baseline
▲ 0.50% · 4.625%
HK$152,407
+HK$7,631/mo
Deposit HK$18.05M · loan HK$27.07M · min. income ≈ HK$289,552/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,917,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,044
−HK$9,033/mo
▼ 0.25% · 3.875%
HK$148,525
−HK$4,552/mo
Today · 4.125%
HK$153,077
baseline
▲ 0.50% · 4.625%
HK$162,391
+HK$9,314/mo
Deposit HK$13.54M · loan HK$31.59M · min. income ≈ HK$306,154/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,917,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,247
−HK$8,658/mo
▼ 0.25% · 3.875%
HK$164,545
−HK$4,360/mo
Today · 4.125%
HK$168,905
baseline
▲ 0.50% · 4.625%
HK$177,808
+HK$8,903/mo
Deposit HK$13.54M · loan HK$31.59M · min. income ≈ HK$337,810/mo (50% DSR)
Upfront cash ≈ HK$15.45M (deposit + AVD stamp duty HK$1,917,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,199
−HK$11,614/mo
▼ 0.25% · 3.875%
HK$190,960
−HK$5,853/mo
Today · 4.125%
HK$196,813
baseline
▲ 0.50% · 4.625%
HK$208,789
+HK$11,976/mo
Deposit HK$4.51M · loan HK$40.61M · min. income ≈ HK$393,626/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,917,663 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,032
−HK$11,132/mo
▼ 0.25% · 3.875%
HK$211,558
−HK$5,606/mo
Today · 4.125%
HK$217,164
baseline
▲ 0.50% · 4.625%
HK$228,611
+HK$11,447/mo
Deposit HK$4.51M · loan HK$40.61M · min. income ≈ HK$434,328/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,917,663 · Scale 2, in force from 26 Feb 2026)