LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,908
−HK$6,453/mo
▼ 0.25% · 3.875%
HK$106,109
−HK$3,252/mo
Today · 4.125%
HK$109,361
baseline
▲ 0.50% · 4.625%
HK$116,016
+HK$6,655/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$218,722/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$1,918,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,484
−HK$6,185/mo
▼ 0.25% · 3.875%
HK$117,555
−HK$3,114/mo
Today · 4.125%
HK$120,669
baseline
▲ 0.50% · 4.625%
HK$127,030
+HK$6,361/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$241,338/mo (50% DSR)
Upfront cash ≈ HK$24.48M (deposit + AVD stamp duty HK$1,918,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,490
−HK$7,744/mo
▼ 0.25% · 3.875%
HK$127,331
−HK$3,903/mo
Today · 4.125%
HK$131,234
baseline
▲ 0.50% · 4.625%
HK$139,219
+HK$7,985/mo
Deposit HK$18.05M · loan HK$27.08M · min. income ≈ HK$262,468/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,918,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,381
−HK$7,422/mo
▼ 0.25% · 3.875%
HK$141,066
−HK$3,737/mo
Today · 4.125%
HK$144,803
baseline
▲ 0.50% · 4.625%
HK$152,436
+HK$7,633/mo
Deposit HK$18.05M · loan HK$27.08M · min. income ≈ HK$289,606/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,918,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,071
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$148,553
−HK$4,553/mo
Today · 4.125%
HK$153,106
baseline
▲ 0.50% · 4.625%
HK$162,422
+HK$9,316/mo
Deposit HK$13.54M · loan HK$31.59M · min. income ≈ HK$306,212/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,278
−HK$8,659/mo
▼ 0.25% · 3.875%
HK$164,577
−HK$4,360/mo
Today · 4.125%
HK$168,937
baseline
▲ 0.50% · 4.625%
HK$177,842
+HK$8,905/mo
Deposit HK$13.54M · loan HK$31.59M · min. income ≈ HK$337,874/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,235
−HK$11,615/mo
▼ 0.25% · 3.875%
HK$190,996
−HK$5,854/mo
Today · 4.125%
HK$196,850
baseline
▲ 0.50% · 4.625%
HK$208,828
+HK$11,978/mo
Deposit HK$4.51M · loan HK$40.62M · min. income ≈ HK$393,700/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,028 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,072
−HK$11,133/mo
▼ 0.25% · 3.875%
HK$211,598
−HK$5,607/mo
Today · 4.125%
HK$217,205
baseline
▲ 0.50% · 4.625%
HK$228,654
+HK$11,449/mo
Deposit HK$4.51M · loan HK$40.62M · min. income ≈ HK$434,410/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,028 · Scale 2, in force from 26 Feb 2026)