LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,916
−HK$6,454/mo
▼ 0.25% · 3.875%
HK$106,118
−HK$3,252/mo
Today · 4.125%
HK$109,370
baseline
▲ 0.50% · 4.625%
HK$116,025
+HK$6,655/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$218,740/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,493
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$117,564
−HK$3,115/mo
Today · 4.125%
HK$120,679
baseline
▲ 0.50% · 4.625%
HK$127,040
+HK$6,361/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$241,358/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,500
−HK$7,744/mo
▼ 0.25% · 3.875%
HK$127,341
−HK$3,903/mo
Today · 4.125%
HK$131,244
baseline
▲ 0.50% · 4.625%
HK$139,230
+HK$7,986/mo
Deposit HK$18.05M · loan HK$27.08M · min. income ≈ HK$262,488/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,918,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,392
−HK$7,423/mo
▼ 0.25% · 3.875%
HK$141,077
−HK$3,738/mo
Today · 4.125%
HK$144,815
baseline
▲ 0.50% · 4.625%
HK$152,448
+HK$7,633/mo
Deposit HK$18.05M · loan HK$27.08M · min. income ≈ HK$289,630/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,918,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,083
−HK$9,035/mo
▼ 0.25% · 3.875%
HK$148,565
−HK$4,553/mo
Today · 4.125%
HK$153,118
baseline
▲ 0.50% · 4.625%
HK$162,435
+HK$9,317/mo
Deposit HK$13.54M · loan HK$31.59M · min. income ≈ HK$306,236/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,291
−HK$8,660/mo
▼ 0.25% · 3.875%
HK$164,590
−HK$4,361/mo
Today · 4.125%
HK$168,951
baseline
▲ 0.50% · 4.625%
HK$177,856
+HK$8,905/mo
Deposit HK$13.54M · loan HK$31.59M · min. income ≈ HK$337,902/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,249
−HK$11,617/mo
▼ 0.25% · 3.875%
HK$191,012
−HK$5,854/mo
Today · 4.125%
HK$196,866
baseline
▲ 0.50% · 4.625%
HK$208,845
+HK$11,979/mo
Deposit HK$4.51M · loan HK$40.62M · min. income ≈ HK$393,732/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,181 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,088
−HK$11,134/mo
▼ 0.25% · 3.875%
HK$211,615
−HK$5,607/mo
Today · 4.125%
HK$217,222
baseline
▲ 0.50% · 4.625%
HK$228,672
+HK$11,450/mo
Deposit HK$4.51M · loan HK$40.62M · min. income ≈ HK$434,444/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,181 · Scale 2, in force from 26 Feb 2026)