LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,292
−HK$646/mo
▼ 0.25% · 3.875%
HK$10,612
−HK$326/mo
Today · 4.125%
HK$10,938
baseline
▲ 0.50% · 4.625%
HK$11,603
+HK$665/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,876/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$68,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,450
−HK$619/mo
▼ 0.25% · 3.875%
HK$11,757
−HK$312/mo
Today · 4.125%
HK$12,069
baseline
▲ 0.50% · 4.625%
HK$12,705
+HK$636/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,138/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$68,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,351
−HK$774/mo
▼ 0.25% · 3.875%
HK$12,735
−HK$390/mo
Today · 4.125%
HK$13,125
baseline
▲ 0.50% · 4.625%
HK$13,924
+HK$799/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,250/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$68,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,740
−HK$742/mo
▼ 0.25% · 3.875%
HK$14,108
−HK$374/mo
Today · 4.125%
HK$14,482
baseline
▲ 0.50% · 4.625%
HK$15,246
+HK$764/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$28,964/mo (50% DSR)
Upfront cash ≈ HK$1.87M (deposit + AVD stamp duty HK$68,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,409
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,857
−HK$456/mo
Today · 4.125%
HK$15,313
baseline
▲ 0.50% · 4.625%
HK$16,244
+HK$931/mo
Deposit HK$1.35M · loan HK$3.16M · min. income ≈ HK$30,626/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$68,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,030
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,460
−HK$436/mo
Today · 4.125%
HK$16,896
baseline
▲ 0.50% · 4.625%
HK$17,787
+HK$891/mo
Deposit HK$1.35M · loan HK$3.16M · min. income ≈ HK$33,792/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$68,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,526
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,102
−HK$586/mo
Today · 4.125%
HK$19,688
baseline
▲ 0.50% · 4.625%
HK$20,886
+HK$1,198/mo
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$39,376/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$68,862 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,610
−HK$1,113/mo
▼ 0.25% · 3.875%
HK$21,163
−HK$560/mo
Today · 4.125%
HK$21,723
baseline
▲ 0.50% · 4.625%
HK$22,869
+HK$1,146/mo
Deposit HK$451K · loan HK$4.06M · min. income ≈ HK$43,446/mo (50% DSR)
Upfront cash ≈ HK$520K (deposit + AVD stamp duty HK$68,862 · Scale 2, in force from 26 Feb 2026)