LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,929
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$106,131
−HK$3,253/mo
Today · 4.125%
HK$109,384
baseline
▲ 0.50% · 4.625%
HK$116,040
+HK$6,656/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$218,768/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,508
−HK$6,186/mo
▼ 0.25% · 3.875%
HK$117,579
−HK$3,115/mo
Today · 4.125%
HK$120,694
baseline
▲ 0.50% · 4.625%
HK$127,056
+HK$6,362/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$241,388/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,515
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$127,357
−HK$3,904/mo
Today · 4.125%
HK$131,261
baseline
▲ 0.50% · 4.625%
HK$139,248
+HK$7,987/mo
Deposit HK$18.06M · loan HK$27.08M · min. income ≈ HK$262,522/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,918,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,409
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$141,095
−HK$3,738/mo
Today · 4.125%
HK$144,833
baseline
▲ 0.50% · 4.625%
HK$152,468
+HK$7,635/mo
Deposit HK$18.06M · loan HK$27.08M · min. income ≈ HK$289,666/mo (50% DSR)
Upfront cash ≈ HK$19.97M (deposit + AVD stamp duty HK$1,918,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,101
−HK$9,036/mo
▼ 0.25% · 3.875%
HK$148,583
−HK$4,554/mo
Today · 4.125%
HK$153,137
baseline
▲ 0.50% · 4.625%
HK$162,456
+HK$9,319/mo
Deposit HK$13.54M · loan HK$31.60M · min. income ≈ HK$306,274/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,311
−HK$8,661/mo
▼ 0.25% · 3.875%
HK$164,610
−HK$4,362/mo
Today · 4.125%
HK$168,972
baseline
▲ 0.50% · 4.625%
HK$177,879
+HK$8,907/mo
Deposit HK$13.54M · loan HK$31.60M · min. income ≈ HK$337,944/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,273
−HK$11,618/mo
▼ 0.25% · 3.875%
HK$191,036
−HK$5,855/mo
Today · 4.125%
HK$196,891
baseline
▲ 0.50% · 4.625%
HK$208,871
+HK$11,980/mo
Deposit HK$4.51M · loan HK$40.63M · min. income ≈ HK$393,782/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,423 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,114
−HK$11,136/mo
▼ 0.25% · 3.875%
HK$211,642
−HK$5,608/mo
Today · 4.125%
HK$217,250
baseline
▲ 0.50% · 4.625%
HK$228,701
+HK$11,451/mo
Deposit HK$4.51M · loan HK$40.63M · min. income ≈ HK$434,500/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,423 · Scale 2, in force from 26 Feb 2026)