LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,937
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$106,138
−HK$3,254/mo
Today · 4.125%
HK$109,392
baseline
▲ 0.50% · 4.625%
HK$116,048
+HK$6,656/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$218,784/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,516
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$117,587
−HK$3,116/mo
Today · 4.125%
HK$120,703
baseline
▲ 0.50% · 4.625%
HK$127,065
+HK$6,362/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$241,406/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,524
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$127,366
−HK$3,904/mo
Today · 4.125%
HK$131,270
baseline
▲ 0.50% · 4.625%
HK$139,257
+HK$7,987/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$262,540/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,419
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$141,105
−HK$3,738/mo
Today · 4.125%
HK$144,843
baseline
▲ 0.50% · 4.625%
HK$152,478
+HK$7,635/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$289,686/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,111
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$148,594
−HK$4,554/mo
Today · 4.125%
HK$153,148
baseline
▲ 0.50% · 4.625%
HK$162,467
+HK$9,319/mo
Deposit HK$13.54M · loan HK$31.60M · min. income ≈ HK$306,296/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,322
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$164,622
−HK$4,362/mo
Today · 4.125%
HK$168,984
baseline
▲ 0.50% · 4.625%
HK$177,891
+HK$8,907/mo
Deposit HK$13.54M · loan HK$31.60M · min. income ≈ HK$337,968/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,286
−HK$11,619/mo
▼ 0.25% · 3.875%
HK$191,049
−HK$5,856/mo
Today · 4.125%
HK$196,905
baseline
▲ 0.50% · 4.625%
HK$208,886
+HK$11,981/mo
Deposit HK$4.51M · loan HK$40.63M · min. income ≈ HK$393,810/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,557 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,129
−HK$11,136/mo
▼ 0.25% · 3.875%
HK$211,657
−HK$5,608/mo
Today · 4.125%
HK$217,265
baseline
▲ 0.50% · 4.625%
HK$228,717
+HK$11,452/mo
Deposit HK$4.51M · loan HK$40.63M · min. income ≈ HK$434,530/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,557 · Scale 2, in force from 26 Feb 2026)