LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,938
−HK$6,455/mo
▼ 0.25% · 3.875%
HK$106,140
−HK$3,253/mo
Today · 4.125%
HK$109,393
baseline
▲ 0.50% · 4.625%
HK$116,049
+HK$6,656/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$218,786/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,517
−HK$6,187/mo
▼ 0.25% · 3.875%
HK$117,589
−HK$3,115/mo
Today · 4.125%
HK$120,704
baseline
▲ 0.50% · 4.625%
HK$127,067
+HK$6,363/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$241,408/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,526
−HK$7,746/mo
▼ 0.25% · 3.875%
HK$127,368
−HK$3,904/mo
Today · 4.125%
HK$131,272
baseline
▲ 0.50% · 4.625%
HK$139,259
+HK$7,987/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$262,544/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,421
−HK$7,424/mo
▼ 0.25% · 3.875%
HK$141,106
−HK$3,739/mo
Today · 4.125%
HK$144,845
baseline
▲ 0.50% · 4.625%
HK$152,480
+HK$7,635/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$289,690/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,113
−HK$9,037/mo
▼ 0.25% · 3.875%
HK$148,596
−HK$4,554/mo
Today · 4.125%
HK$153,150
baseline
▲ 0.50% · 4.625%
HK$162,469
+HK$9,319/mo
Deposit HK$13.54M · loan HK$31.60M · min. income ≈ HK$306,300/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,324
−HK$8,662/mo
▼ 0.25% · 3.875%
HK$164,624
−HK$4,362/mo
Today · 4.125%
HK$168,986
baseline
▲ 0.50% · 4.625%
HK$177,894
+HK$8,908/mo
Deposit HK$13.54M · loan HK$31.60M · min. income ≈ HK$337,972/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,288
−HK$11,620/mo
▼ 0.25% · 3.875%
HK$191,052
−HK$5,856/mo
Today · 4.125%
HK$196,908
baseline
▲ 0.50% · 4.625%
HK$208,889
+HK$11,981/mo
Deposit HK$4.51M · loan HK$40.63M · min. income ≈ HK$393,816/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,584 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,131
−HK$11,137/mo
▼ 0.25% · 3.875%
HK$211,660
−HK$5,608/mo
Today · 4.125%
HK$217,268
baseline
▲ 0.50% · 4.625%
HK$228,721
+HK$11,453/mo
Deposit HK$4.51M · loan HK$40.63M · min. income ≈ HK$434,536/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,584 · Scale 2, in force from 26 Feb 2026)