LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,953
−HK$6,456/mo
▼ 0.25% · 3.875%
HK$106,155
−HK$3,254/mo
Today · 4.125%
HK$109,409
baseline
▲ 0.50% · 4.625%
HK$116,066
+HK$6,657/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$218,818/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,534
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$117,606
−HK$3,116/mo
Today · 4.125%
HK$120,722
baseline
▲ 0.50% · 4.625%
HK$127,086
+HK$6,364/mo
Deposit HK$22.57M · loan HK$22.57M · min. income ≈ HK$241,444/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,544
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$127,387
−HK$3,904/mo
Today · 4.125%
HK$131,291
baseline
▲ 0.50% · 4.625%
HK$139,280
+HK$7,989/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$262,582/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,441
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,127
−HK$3,740/mo
Today · 4.125%
HK$144,867
baseline
▲ 0.50% · 4.625%
HK$152,503
+HK$7,636/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$289,734/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,134
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,618
−HK$4,555/mo
Today · 4.125%
HK$153,173
baseline
▲ 0.50% · 4.625%
HK$162,493
+HK$9,320/mo
Deposit HK$13.54M · loan HK$31.60M · min. income ≈ HK$306,346/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,348
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$164,648
−HK$4,363/mo
Today · 4.125%
HK$169,011
baseline
▲ 0.50% · 4.625%
HK$177,920
+HK$8,909/mo
Deposit HK$13.54M · loan HK$31.60M · min. income ≈ HK$338,022/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,315
−HK$11,621/mo
▼ 0.25% · 3.875%
HK$191,080
−HK$5,856/mo
Today · 4.125%
HK$196,936
baseline
▲ 0.50% · 4.625%
HK$208,919
+HK$11,983/mo
Deposit HK$4.51M · loan HK$40.63M · min. income ≈ HK$393,872/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,865 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,162
−HK$11,138/mo
▼ 0.25% · 3.875%
HK$211,691
−HK$5,609/mo
Today · 4.125%
HK$217,300
baseline
▲ 0.50% · 4.625%
HK$228,754
+HK$11,454/mo
Deposit HK$4.51M · loan HK$40.63M · min. income ≈ HK$434,600/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,865 · Scale 2, in force from 26 Feb 2026)