LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,958
−HK$6,456/mo
▼ 0.25% · 3.875%
HK$106,160
−HK$3,254/mo
Today · 4.125%
HK$109,414
baseline
▲ 0.50% · 4.625%
HK$116,071
+HK$6,657/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,828/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,539
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$117,611
−HK$3,116/mo
Today · 4.125%
HK$120,727
baseline
▲ 0.50% · 4.625%
HK$127,091
+HK$6,364/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,454/mo (50% DSR)
Upfront cash ≈ HK$24.49M (deposit + AVD stamp duty HK$1,918,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,549
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$127,392
−HK$3,905/mo
Today · 4.125%
HK$131,297
baseline
▲ 0.50% · 4.625%
HK$139,286
+HK$7,989/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$262,594/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,447
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,133
−HK$3,740/mo
Today · 4.125%
HK$144,873
baseline
▲ 0.50% · 4.625%
HK$152,509
+HK$7,636/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$289,746/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,141
−HK$9,038/mo
▼ 0.25% · 3.875%
HK$148,624
−HK$4,555/mo
Today · 4.125%
HK$153,179
baseline
▲ 0.50% · 4.625%
HK$162,500
+HK$9,321/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,358/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,355
−HK$8,663/mo
▼ 0.25% · 3.875%
HK$164,655
−HK$4,363/mo
Today · 4.125%
HK$169,018
baseline
▲ 0.50% · 4.625%
HK$177,928
+HK$8,910/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,036/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,324
−HK$11,621/mo
▼ 0.25% · 3.875%
HK$191,088
−HK$5,857/mo
Today · 4.125%
HK$196,945
baseline
▲ 0.50% · 4.625%
HK$208,929
+HK$11,984/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$393,890/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,949 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,171
−HK$11,138/mo
▼ 0.25% · 3.875%
HK$211,700
−HK$5,609/mo
Today · 4.125%
HK$217,309
baseline
▲ 0.50% · 4.625%
HK$228,764
+HK$11,455/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$434,618/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,949 · Scale 2, in force from 26 Feb 2026)