LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,960
−HK$6,456/mo
▼ 0.25% · 3.875%
HK$106,162
−HK$3,254/mo
Today · 4.125%
HK$109,416
baseline
▲ 0.50% · 4.625%
HK$116,074
+HK$6,658/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,832/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,918,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,542
−HK$6,188/mo
▼ 0.25% · 3.875%
HK$117,614
−HK$3,116/mo
Today · 4.125%
HK$120,730
baseline
▲ 0.50% · 4.625%
HK$127,094
+HK$6,364/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,460/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,918,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,552
−HK$7,747/mo
▼ 0.25% · 3.875%
HK$127,395
−HK$3,904/mo
Today · 4.125%
HK$131,299
baseline
▲ 0.50% · 4.625%
HK$139,289
+HK$7,990/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$262,598/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,450
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,136
−HK$3,740/mo
Today · 4.125%
HK$144,876
baseline
▲ 0.50% · 4.625%
HK$152,513
+HK$7,637/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$289,752/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,918,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,144
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,627
−HK$4,556/mo
Today · 4.125%
HK$153,183
baseline
▲ 0.50% · 4.625%
HK$162,503
+HK$9,320/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,366/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,358
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$164,659
−HK$4,363/mo
Today · 4.125%
HK$169,022
baseline
▲ 0.50% · 4.625%
HK$177,931
+HK$8,909/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,044/mo (50% DSR)
Upfront cash ≈ HK$15.46M (deposit + AVD stamp duty HK$1,918,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,327
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$191,092
−HK$5,857/mo
Today · 4.125%
HK$196,949
baseline
▲ 0.50% · 4.625%
HK$208,933
+HK$11,984/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$393,898/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,990 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,175
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$211,704
−HK$5,610/mo
Today · 4.125%
HK$217,314
baseline
▲ 0.50% · 4.625%
HK$228,769
+HK$11,455/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$434,628/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,918,990 · Scale 2, in force from 26 Feb 2026)