LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,961
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$106,164
−HK$3,254/mo
Today · 4.125%
HK$109,418
baseline
▲ 0.50% · 4.625%
HK$116,075
+HK$6,657/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,836/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,543
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,615
−HK$3,117/mo
Today · 4.125%
HK$120,732
baseline
▲ 0.50% · 4.625%
HK$127,096
+HK$6,364/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,464/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,553
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$127,397
−HK$3,904/mo
Today · 4.125%
HK$131,301
baseline
▲ 0.50% · 4.625%
HK$139,291
+HK$7,990/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$262,602/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,452
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,138
−HK$3,740/mo
Today · 4.125%
HK$144,878
baseline
▲ 0.50% · 4.625%
HK$152,515
+HK$7,637/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$289,756/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,146
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,629
−HK$4,556/mo
Today · 4.125%
HK$153,185
baseline
▲ 0.50% · 4.625%
HK$162,506
+HK$9,321/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,370/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,360
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$164,661
−HK$4,363/mo
Today · 4.125%
HK$169,024
baseline
▲ 0.50% · 4.625%
HK$177,934
+HK$8,910/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,048/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,330
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$191,095
−HK$5,857/mo
Today · 4.125%
HK$196,952
baseline
▲ 0.50% · 4.625%
HK$208,936
+HK$11,984/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$393,904/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,919,016 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,178
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$211,707
−HK$5,610/mo
Today · 4.125%
HK$217,317
baseline
▲ 0.50% · 4.625%
HK$228,772
+HK$11,455/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$434,634/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,919,016 · Scale 2, in force from 26 Feb 2026)