LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,962
−HK$6,457/mo
▼ 0.25% · 3.875%
HK$106,165
−HK$3,254/mo
Today · 4.125%
HK$109,419
baseline
▲ 0.50% · 4.625%
HK$116,077
+HK$6,658/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,838/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,544
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,616
−HK$3,117/mo
Today · 4.125%
HK$120,733
baseline
▲ 0.50% · 4.625%
HK$127,097
+HK$6,364/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,466/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,555
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$127,398
−HK$3,905/mo
Today · 4.125%
HK$131,303
baseline
▲ 0.50% · 4.625%
HK$139,292
+HK$7,989/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$262,606/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,453
−HK$7,426/mo
▼ 0.25% · 3.875%
HK$141,140
−HK$3,739/mo
Today · 4.125%
HK$144,879
baseline
▲ 0.50% · 4.625%
HK$152,516
+HK$7,637/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$289,758/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,147
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,631
−HK$4,555/mo
Today · 4.125%
HK$153,186
baseline
▲ 0.50% · 4.625%
HK$162,507
+HK$9,321/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,372/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,362
−HK$8,664/mo
▼ 0.25% · 3.875%
HK$164,663
−HK$4,363/mo
Today · 4.125%
HK$169,026
baseline
▲ 0.50% · 4.625%
HK$177,936
+HK$8,910/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,052/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,332
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$191,097
−HK$5,857/mo
Today · 4.125%
HK$196,954
baseline
▲ 0.50% · 4.625%
HK$208,938
+HK$11,984/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$393,908/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,919,035 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,180
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$211,709
−HK$5,610/mo
Today · 4.125%
HK$217,319
baseline
▲ 0.50% · 4.625%
HK$228,774
+HK$11,455/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$434,638/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,919,035 · Scale 2, in force from 26 Feb 2026)