LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,297
−HK$645/mo
▼ 0.25% · 3.875%
HK$10,617
−HK$325/mo
Today · 4.125%
HK$10,942
baseline
▲ 0.50% · 4.625%
HK$11,608
+HK$666/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,884/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,455
−HK$619/mo
▼ 0.25% · 3.875%
HK$11,762
−HK$312/mo
Today · 4.125%
HK$12,074
baseline
▲ 0.50% · 4.625%
HK$12,710
+HK$636/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,148/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,356
−HK$775/mo
▼ 0.25% · 3.875%
HK$12,740
−HK$391/mo
Today · 4.125%
HK$13,131
baseline
▲ 0.50% · 4.625%
HK$13,930
+HK$799/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,262/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,746
−HK$743/mo
▼ 0.25% · 3.875%
HK$14,115
−HK$374/mo
Today · 4.125%
HK$14,489
baseline
▲ 0.50% · 4.625%
HK$15,252
+HK$763/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$28,978/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,415
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,864
−HK$455/mo
Today · 4.125%
HK$15,319
baseline
▲ 0.50% · 4.625%
HK$16,251
+HK$932/mo
Deposit HK$1.35M · loan HK$3.16M · min. income ≈ HK$30,638/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$69,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,037
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,467
−HK$436/mo
Today · 4.125%
HK$16,903
baseline
▲ 0.50% · 4.625%
HK$17,794
+HK$891/mo
Deposit HK$1.35M · loan HK$3.16M · min. income ≈ HK$33,806/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$69,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,534
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,110
−HK$586/mo
Today · 4.125%
HK$19,696
baseline
▲ 0.50% · 4.625%
HK$20,895
+HK$1,199/mo
Deposit HK$452K · loan HK$4.06M · min. income ≈ HK$39,392/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,056 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,619
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,172
−HK$561/mo
Today · 4.125%
HK$21,733
baseline
▲ 0.50% · 4.625%
HK$22,878
+HK$1,145/mo
Deposit HK$452K · loan HK$4.06M · min. income ≈ HK$43,466/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,056 · Scale 2, in force from 26 Feb 2026)