LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,968
−HK$6,456/mo
▼ 0.25% · 3.875%
HK$106,170
−HK$3,254/mo
Today · 4.125%
HK$109,424
baseline
▲ 0.50% · 4.625%
HK$116,083
+HK$6,659/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,848/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,550
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,623
−HK$3,116/mo
Today · 4.125%
HK$120,739
baseline
▲ 0.50% · 4.625%
HK$127,103
+HK$6,364/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,478/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,561
−HK$7,748/mo
▼ 0.25% · 3.875%
HK$127,404
−HK$3,905/mo
Today · 4.125%
HK$131,309
baseline
▲ 0.50% · 4.625%
HK$139,299
+HK$7,990/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$262,618/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,460
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$141,147
−HK$3,740/mo
Today · 4.125%
HK$144,887
baseline
▲ 0.50% · 4.625%
HK$152,524
+HK$7,637/mo
Deposit HK$18.06M · loan HK$27.09M · min. income ≈ HK$289,774/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,155
−HK$9,039/mo
▼ 0.25% · 3.875%
HK$148,639
−HK$4,555/mo
Today · 4.125%
HK$153,194
baseline
▲ 0.50% · 4.625%
HK$162,516
+HK$9,322/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,388/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,370
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$164,672
−HK$4,363/mo
Today · 4.125%
HK$169,035
baseline
▲ 0.50% · 4.625%
HK$177,945
+HK$8,910/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,070/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,342
−HK$11,622/mo
▼ 0.25% · 3.875%
HK$191,107
−HK$5,857/mo
Today · 4.125%
HK$196,964
baseline
▲ 0.50% · 4.625%
HK$208,949
+HK$11,985/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$393,928/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,919,135 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,191
−HK$11,139/mo
▼ 0.25% · 3.875%
HK$211,721
−HK$5,609/mo
Today · 4.125%
HK$217,330
baseline
▲ 0.50% · 4.625%
HK$228,786
+HK$11,456/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$434,660/mo (50% DSR)
Upfront cash ≈ HK$6.43M (deposit + AVD stamp duty HK$1,919,135 · Scale 2, in force from 26 Feb 2026)