LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,977
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$106,181
−HK$3,254/mo
Today · 4.125%
HK$109,435
baseline
▲ 0.50% · 4.625%
HK$116,094
+HK$6,659/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,870/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,561
−HK$6,190/mo
▼ 0.25% · 3.875%
HK$117,634
−HK$3,117/mo
Today · 4.125%
HK$120,751
baseline
▲ 0.50% · 4.625%
HK$127,116
+HK$6,365/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,502/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,573
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,417
−HK$3,905/mo
Today · 4.125%
HK$131,322
baseline
▲ 0.50% · 4.625%
HK$139,313
+HK$7,991/mo
Deposit HK$18.06M · loan HK$27.10M · min. income ≈ HK$262,644/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,474
−HK$7,427/mo
▼ 0.25% · 3.875%
HK$141,160
−HK$3,741/mo
Today · 4.125%
HK$144,901
baseline
▲ 0.50% · 4.625%
HK$152,539
+HK$7,638/mo
Deposit HK$18.06M · loan HK$27.10M · min. income ≈ HK$289,802/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,168
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$148,653
−HK$4,556/mo
Today · 4.125%
HK$153,209
baseline
▲ 0.50% · 4.625%
HK$162,531
+HK$9,322/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,418/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,386
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$164,687
−HK$4,364/mo
Today · 4.125%
HK$169,051
baseline
▲ 0.50% · 4.625%
HK$177,962
+HK$8,911/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,102/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,359
−HK$11,624/mo
▼ 0.25% · 3.875%
HK$191,125
−HK$5,858/mo
Today · 4.125%
HK$196,983
baseline
▲ 0.50% · 4.625%
HK$208,969
+HK$11,986/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$393,966/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,318 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,210
−HK$11,141/mo
▼ 0.25% · 3.875%
HK$211,741
−HK$5,610/mo
Today · 4.125%
HK$217,351
baseline
▲ 0.50% · 4.625%
HK$228,808
+HK$11,457/mo
Deposit HK$4.52M · loan HK$40.64M · min. income ≈ HK$434,702/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,318 · Scale 2, in force from 26 Feb 2026)