LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,980
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$106,183
−HK$3,255/mo
Today · 4.125%
HK$109,438
baseline
▲ 0.50% · 4.625%
HK$116,097
+HK$6,659/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,876/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,564
−HK$6,190/mo
▼ 0.25% · 3.875%
HK$117,637
−HK$3,117/mo
Today · 4.125%
HK$120,754
baseline
▲ 0.50% · 4.625%
HK$127,119
+HK$6,365/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,508/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,576
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,420
−HK$3,905/mo
Today · 4.125%
HK$131,325
baseline
▲ 0.50% · 4.625%
HK$139,316
+HK$7,991/mo
Deposit HK$18.06M · loan HK$27.10M · min. income ≈ HK$262,650/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,477
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,164
−HK$3,741/mo
Today · 4.125%
HK$144,905
baseline
▲ 0.50% · 4.625%
HK$152,543
+HK$7,638/mo
Deposit HK$18.06M · loan HK$27.10M · min. income ≈ HK$289,810/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,172
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$148,657
−HK$4,556/mo
Today · 4.125%
HK$153,213
baseline
▲ 0.50% · 4.625%
HK$162,536
+HK$9,323/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,426/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,390
−HK$8,665/mo
▼ 0.25% · 3.875%
HK$164,692
−HK$4,363/mo
Today · 4.125%
HK$169,055
baseline
▲ 0.50% · 4.625%
HK$177,967
+HK$8,912/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,110/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,364
−HK$11,624/mo
▼ 0.25% · 3.875%
HK$191,130
−HK$5,858/mo
Today · 4.125%
HK$196,988
baseline
▲ 0.50% · 4.625%
HK$208,974
+HK$11,986/mo
Deposit HK$4.52M · loan HK$40.65M · min. income ≈ HK$393,976/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,370 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,216
−HK$11,141/mo
▼ 0.25% · 3.875%
HK$211,746
−HK$5,611/mo
Today · 4.125%
HK$217,357
baseline
▲ 0.50% · 4.625%
HK$228,814
+HK$11,457/mo
Deposit HK$4.52M · loan HK$40.65M · min. income ≈ HK$434,714/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,370 · Scale 2, in force from 26 Feb 2026)