LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,984
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$106,187
−HK$3,255/mo
Today · 4.125%
HK$109,442
baseline
▲ 0.50% · 4.625%
HK$116,101
+HK$6,659/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,884/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,569
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,641
−HK$3,117/mo
Today · 4.125%
HK$120,758
baseline
▲ 0.50% · 4.625%
HK$127,124
+HK$6,366/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,516/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,581
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,425
−HK$3,905/mo
Today · 4.125%
HK$131,330
baseline
▲ 0.50% · 4.625%
HK$139,321
+HK$7,991/mo
Deposit HK$18.07M · loan HK$27.10M · min. income ≈ HK$262,660/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,482
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,169
−HK$3,741/mo
Today · 4.125%
HK$144,910
baseline
▲ 0.50% · 4.625%
HK$152,548
+HK$7,638/mo
Deposit HK$18.07M · loan HK$27.10M · min. income ≈ HK$289,820/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,177
−HK$9,042/mo
▼ 0.25% · 3.875%
HK$148,662
−HK$4,557/mo
Today · 4.125%
HK$153,219
baseline
▲ 0.50% · 4.625%
HK$162,542
+HK$9,323/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,438/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,396
−HK$8,666/mo
▼ 0.25% · 3.875%
HK$164,698
−HK$4,364/mo
Today · 4.125%
HK$169,062
baseline
▲ 0.50% · 4.625%
HK$177,973
+HK$8,911/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,124/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,371
−HK$11,624/mo
▼ 0.25% · 3.875%
HK$191,137
−HK$5,858/mo
Today · 4.125%
HK$196,995
baseline
▲ 0.50% · 4.625%
HK$208,982
+HK$11,987/mo
Deposit HK$4.52M · loan HK$40.65M · min. income ≈ HK$393,990/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,440 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,223
−HK$11,142/mo
▼ 0.25% · 3.875%
HK$211,754
−HK$5,611/mo
Today · 4.125%
HK$217,365
baseline
▲ 0.50% · 4.625%
HK$228,823
+HK$11,458/mo
Deposit HK$4.52M · loan HK$40.65M · min. income ≈ HK$434,730/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,440 · Scale 2, in force from 26 Feb 2026)