LTV · monthly repayment
▼ 0.50% · 3.625%
HK$102,985
−HK$6,458/mo
▼ 0.25% · 3.875%
HK$106,188
−HK$3,255/mo
Today · 4.125%
HK$109,443
baseline
▲ 0.50% · 4.625%
HK$116,102
+HK$6,659/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$218,886/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,570
−HK$6,189/mo
▼ 0.25% · 3.875%
HK$117,642
−HK$3,117/mo
Today · 4.125%
HK$120,759
baseline
▲ 0.50% · 4.625%
HK$127,125
+HK$6,366/mo
Deposit HK$22.58M · loan HK$22.58M · min. income ≈ HK$241,518/mo (50% DSR)
Upfront cash ≈ HK$24.50M (deposit + AVD stamp duty HK$1,919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,582
−HK$7,749/mo
▼ 0.25% · 3.875%
HK$127,426
−HK$3,905/mo
Today · 4.125%
HK$131,331
baseline
▲ 0.50% · 4.625%
HK$139,323
+HK$7,992/mo
Deposit HK$18.07M · loan HK$27.10M · min. income ≈ HK$262,662/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,483
−HK$7,428/mo
▼ 0.25% · 3.875%
HK$141,171
−HK$3,740/mo
Today · 4.125%
HK$144,911
baseline
▲ 0.50% · 4.625%
HK$152,550
+HK$7,639/mo
Deposit HK$18.07M · loan HK$27.10M · min. income ≈ HK$289,822/mo (50% DSR)
Upfront cash ≈ HK$19.98M (deposit + AVD stamp duty HK$1,919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,179
−HK$9,041/mo
▼ 0.25% · 3.875%
HK$148,664
−HK$4,556/mo
Today · 4.125%
HK$153,220
baseline
▲ 0.50% · 4.625%
HK$162,543
+HK$9,323/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$306,440/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,397
−HK$8,666/mo
▼ 0.25% · 3.875%
HK$164,699
−HK$4,364/mo
Today · 4.125%
HK$169,063
baseline
▲ 0.50% · 4.625%
HK$177,975
+HK$8,912/mo
Deposit HK$13.55M · loan HK$31.61M · min. income ≈ HK$338,126/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,373
−HK$11,624/mo
▼ 0.25% · 3.875%
HK$191,139
−HK$5,858/mo
Today · 4.125%
HK$196,997
baseline
▲ 0.50% · 4.625%
HK$208,984
+HK$11,987/mo
Deposit HK$4.52M · loan HK$40.65M · min. income ≈ HK$393,994/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,225
−HK$11,142/mo
▼ 0.25% · 3.875%
HK$211,756
−HK$5,611/mo
Today · 4.125%
HK$217,367
baseline
▲ 0.50% · 4.625%
HK$228,825
+HK$11,458/mo
Deposit HK$4.52M · loan HK$40.65M · min. income ≈ HK$434,734/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,458 · Scale 2, in force from 26 Feb 2026)