LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,299
−HK$646/mo
▼ 0.25% · 3.875%
HK$10,619
−HK$326/mo
Today · 4.125%
HK$10,945
baseline
▲ 0.50% · 4.625%
HK$11,611
+HK$666/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,890/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,457
−HK$619/mo
▼ 0.25% · 3.875%
HK$11,765
−HK$311/mo
Today · 4.125%
HK$12,076
baseline
▲ 0.50% · 4.625%
HK$12,713
+HK$637/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,152/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,359
−HK$775/mo
▼ 0.25% · 3.875%
HK$12,743
−HK$391/mo
Today · 4.125%
HK$13,134
baseline
▲ 0.50% · 4.625%
HK$13,933
+HK$799/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,268/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,749
−HK$743/mo
▼ 0.25% · 3.875%
HK$14,117
−HK$375/mo
Today · 4.125%
HK$14,492
baseline
▲ 0.50% · 4.625%
HK$15,255
+HK$763/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$28,984/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,418
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,867
−HK$455/mo
Today · 4.125%
HK$15,322
baseline
▲ 0.50% · 4.625%
HK$16,255
+HK$933/mo
Deposit HK$1.35M · loan HK$3.16M · min. income ≈ HK$30,644/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$69,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,040
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,470
−HK$437/mo
Today · 4.125%
HK$16,907
baseline
▲ 0.50% · 4.625%
HK$17,798
+HK$891/mo
Deposit HK$1.35M · loan HK$3.16M · min. income ≈ HK$33,814/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$69,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,538
−HK$1,162/mo
▼ 0.25% · 3.875%
HK$19,114
−HK$586/mo
Today · 4.125%
HK$19,700
baseline
▲ 0.50% · 4.625%
HK$20,899
+HK$1,199/mo
Deposit HK$452K · loan HK$4.06M · min. income ≈ HK$39,400/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,151 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,623
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,176
−HK$561/mo
Today · 4.125%
HK$21,737
baseline
▲ 0.50% · 4.625%
HK$22,883
+HK$1,146/mo
Deposit HK$452K · loan HK$4.06M · min. income ≈ HK$43,474/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,151 · Scale 2, in force from 26 Feb 2026)