LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,002
−HK$6,460/mo
▼ 0.25% · 3.875%
HK$106,206
−HK$3,256/mo
Today · 4.125%
HK$109,462
baseline
▲ 0.50% · 4.625%
HK$116,122
+HK$6,660/mo
Deposit HK$22.59M · loan HK$22.59M · min. income ≈ HK$218,924/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$1,919,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,589
−HK$6,191/mo
▼ 0.25% · 3.875%
HK$117,662
−HK$3,118/mo
Today · 4.125%
HK$120,780
baseline
▲ 0.50% · 4.625%
HK$127,147
+HK$6,367/mo
Deposit HK$22.59M · loan HK$22.59M · min. income ≈ HK$241,560/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$1,919,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,603
−HK$7,751/mo
▼ 0.25% · 3.875%
HK$127,448
−HK$3,906/mo
Today · 4.125%
HK$131,354
baseline
▲ 0.50% · 4.625%
HK$139,347
+HK$7,993/mo
Deposit HK$18.07M · loan HK$27.10M · min. income ≈ HK$262,708/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,919,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,507
−HK$7,429/mo
▼ 0.25% · 3.875%
HK$141,195
−HK$3,741/mo
Today · 4.125%
HK$144,936
baseline
▲ 0.50% · 4.625%
HK$152,576
+HK$7,640/mo
Deposit HK$18.07M · loan HK$27.10M · min. income ≈ HK$289,872/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,919,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,203
−HK$9,043/mo
▼ 0.25% · 3.875%
HK$148,689
−HK$4,557/mo
Today · 4.125%
HK$153,246
baseline
▲ 0.50% · 4.625%
HK$162,571
+HK$9,325/mo
Deposit HK$13.55M · loan HK$31.62M · min. income ≈ HK$306,492/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,425
−HK$8,667/mo
▼ 0.25% · 3.875%
HK$164,727
−HK$4,365/mo
Today · 4.125%
HK$169,092
baseline
▲ 0.50% · 4.625%
HK$178,005
+HK$8,913/mo
Deposit HK$13.55M · loan HK$31.62M · min. income ≈ HK$338,184/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,919,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,404
−HK$11,627/mo
▼ 0.25% · 3.875%
HK$191,172
−HK$5,859/mo
Today · 4.125%
HK$197,031
baseline
▲ 0.50% · 4.625%
HK$209,020
+HK$11,989/mo
Deposit HK$4.52M · loan HK$40.65M · min. income ≈ HK$394,062/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,787 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,261
−HK$11,143/mo
▼ 0.25% · 3.875%
HK$211,792
−HK$5,612/mo
Today · 4.125%
HK$217,404
baseline
▲ 0.50% · 4.625%
HK$228,864
+HK$11,460/mo
Deposit HK$4.52M · loan HK$40.65M · min. income ≈ HK$434,808/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,919,787 · Scale 2, in force from 26 Feb 2026)