LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,302
−HK$646/mo
▼ 0.25% · 3.875%
HK$10,622
−HK$326/mo
Today · 4.125%
HK$10,948
baseline
▲ 0.50% · 4.625%
HK$11,614
+HK$666/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,896/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,460
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,768
−HK$312/mo
Today · 4.125%
HK$12,080
baseline
▲ 0.50% · 4.625%
HK$12,716
+HK$636/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,160/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,362
−HK$775/mo
▼ 0.25% · 3.875%
HK$12,746
−HK$391/mo
Today · 4.125%
HK$13,137
baseline
▲ 0.50% · 4.625%
HK$13,936
+HK$799/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,274/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,753
−HK$743/mo
▼ 0.25% · 3.875%
HK$14,121
−HK$375/mo
Today · 4.125%
HK$14,496
baseline
▲ 0.50% · 4.625%
HK$15,260
+HK$764/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$28,992/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,422
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,871
−HK$456/mo
Today · 4.125%
HK$15,327
baseline
▲ 0.50% · 4.625%
HK$16,259
+HK$932/mo
Deposit HK$1.36M · loan HK$3.16M · min. income ≈ HK$30,654/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$69,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,045
−HK$866/mo
▼ 0.25% · 3.875%
HK$16,475
−HK$436/mo
Today · 4.125%
HK$16,911
baseline
▲ 0.50% · 4.625%
HK$17,803
+HK$892/mo
Deposit HK$1.36M · loan HK$3.16M · min. income ≈ HK$33,822/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$69,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,543
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,120
−HK$586/mo
Today · 4.125%
HK$19,706
baseline
▲ 0.50% · 4.625%
HK$20,905
+HK$1,199/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,412/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,275 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,629
−HK$1,114/mo
▼ 0.25% · 3.875%
HK$21,182
−HK$561/mo
Today · 4.125%
HK$21,743
baseline
▲ 0.50% · 4.625%
HK$22,889
+HK$1,146/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$43,486/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,275 · Scale 2, in force from 26 Feb 2026)