LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,303
−HK$646/mo
▼ 0.25% · 3.875%
HK$10,623
−HK$326/mo
Today · 4.125%
HK$10,949
baseline
▲ 0.50% · 4.625%
HK$11,615
+HK$666/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,898/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,462
−HK$619/mo
▼ 0.25% · 3.875%
HK$11,769
−HK$312/mo
Today · 4.125%
HK$12,081
baseline
▲ 0.50% · 4.625%
HK$12,718
+HK$637/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,162/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,363
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,748
−HK$391/mo
Today · 4.125%
HK$13,139
baseline
▲ 0.50% · 4.625%
HK$13,938
+HK$799/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,278/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,754
−HK$743/mo
▼ 0.25% · 3.875%
HK$14,123
−HK$374/mo
Today · 4.125%
HK$14,497
baseline
▲ 0.50% · 4.625%
HK$15,261
+HK$764/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$28,994/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,424
−HK$904/mo
▼ 0.25% · 3.875%
HK$14,872
−HK$456/mo
Today · 4.125%
HK$15,328
baseline
▲ 0.50% · 4.625%
HK$16,261
+HK$933/mo
Deposit HK$1.36M · loan HK$3.16M · min. income ≈ HK$30,656/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$69,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,046
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,477
−HK$436/mo
Today · 4.125%
HK$16,913
baseline
▲ 0.50% · 4.625%
HK$17,805
+HK$892/mo
Deposit HK$1.36M · loan HK$3.16M · min. income ≈ HK$33,826/mo (50% DSR)
Upfront cash ≈ HK$1.42M (deposit + AVD stamp duty HK$69,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,545
−HK$1,163/mo
▼ 0.25% · 3.875%
HK$19,122
−HK$586/mo
Today · 4.125%
HK$19,708
baseline
▲ 0.50% · 4.625%
HK$20,907
+HK$1,199/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,416/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,324 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,631
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,184
−HK$562/mo
Today · 4.125%
HK$21,746
baseline
▲ 0.50% · 4.625%
HK$22,892
+HK$1,146/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$43,492/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,324 · Scale 2, in force from 26 Feb 2026)