LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,027
−HK$6,461/mo
▼ 0.25% · 3.875%
HK$106,232
−HK$3,256/mo
Today · 4.125%
HK$109,488
baseline
▲ 0.50% · 4.625%
HK$116,150
+HK$6,662/mo
Deposit HK$22.59M · loan HK$22.59M · min. income ≈ HK$218,976/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$1,920,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,617
−HK$6,192/mo
▼ 0.25% · 3.875%
HK$117,691
−HK$3,118/mo
Today · 4.125%
HK$120,809
baseline
▲ 0.50% · 4.625%
HK$127,177
+HK$6,368/mo
Deposit HK$22.59M · loan HK$22.59M · min. income ≈ HK$241,618/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$1,920,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,633
−HK$7,753/mo
▼ 0.25% · 3.875%
HK$127,479
−HK$3,907/mo
Today · 4.125%
HK$131,386
baseline
▲ 0.50% · 4.625%
HK$139,380
+HK$7,994/mo
Deposit HK$18.07M · loan HK$27.11M · min. income ≈ HK$262,772/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,920,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,540
−HK$7,431/mo
▼ 0.25% · 3.875%
HK$141,229
−HK$3,742/mo
Today · 4.125%
HK$144,971
baseline
▲ 0.50% · 4.625%
HK$152,613
+HK$7,642/mo
Deposit HK$18.07M · loan HK$27.11M · min. income ≈ HK$289,942/mo (50% DSR)
Upfront cash ≈ HK$19.99M (deposit + AVD stamp duty HK$1,920,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,238
−HK$9,045/mo
▼ 0.25% · 3.875%
HK$148,725
−HK$4,558/mo
Today · 4.125%
HK$153,283
baseline
▲ 0.50% · 4.625%
HK$162,610
+HK$9,327/mo
Deposit HK$13.55M · loan HK$31.63M · min. income ≈ HK$306,566/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,920,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,464
−HK$8,669/mo
▼ 0.25% · 3.875%
HK$164,767
−HK$4,366/mo
Today · 4.125%
HK$169,133
baseline
▲ 0.50% · 4.625%
HK$178,048
+HK$8,915/mo
Deposit HK$13.55M · loan HK$31.63M · min. income ≈ HK$338,266/mo (50% DSR)
Upfront cash ≈ HK$15.47M (deposit + AVD stamp duty HK$1,920,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,449
−HK$11,630/mo
▼ 0.25% · 3.875%
HK$191,218
−HK$5,861/mo
Today · 4.125%
HK$197,079
baseline
▲ 0.50% · 4.625%
HK$209,070
+HK$11,991/mo
Deposit HK$4.52M · loan HK$40.66M · min. income ≈ HK$394,158/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,920,251 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,310
−HK$11,147/mo
▼ 0.25% · 3.875%
HK$211,844
−HK$5,613/mo
Today · 4.125%
HK$217,457
baseline
▲ 0.50% · 4.625%
HK$228,919
+HK$11,462/mo
Deposit HK$4.52M · loan HK$40.66M · min. income ≈ HK$434,914/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,920,251 · Scale 2, in force from 26 Feb 2026)