LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,038
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$106,244
−HK$3,256/mo
Today · 4.125%
HK$109,500
baseline
▲ 0.50% · 4.625%
HK$116,163
+HK$6,663/mo
Deposit HK$22.59M · loan HK$22.59M · min. income ≈ HK$219,000/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$1,920,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,629
−HK$6,193/mo
▼ 0.25% · 3.875%
HK$117,704
−HK$3,118/mo
Today · 4.125%
HK$120,822
baseline
▲ 0.50% · 4.625%
HK$127,191
+HK$6,369/mo
Deposit HK$22.59M · loan HK$22.59M · min. income ≈ HK$241,644/mo (50% DSR)
Upfront cash ≈ HK$24.51M (deposit + AVD stamp duty HK$1,920,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,646
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,492
−HK$3,908/mo
Today · 4.125%
HK$131,400
baseline
▲ 0.50% · 4.625%
HK$139,395
+HK$7,995/mo
Deposit HK$18.07M · loan HK$27.11M · min. income ≈ HK$262,800/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,920,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,555
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$141,244
−HK$3,743/mo
Today · 4.125%
HK$144,987
baseline
▲ 0.50% · 4.625%
HK$152,629
+HK$7,642/mo
Deposit HK$18.07M · loan HK$27.11M · min. income ≈ HK$289,974/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,920,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,254
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,741
−HK$4,559/mo
Today · 4.125%
HK$153,300
baseline
▲ 0.50% · 4.625%
HK$162,628
+HK$9,328/mo
Deposit HK$13.56M · loan HK$31.63M · min. income ≈ HK$306,600/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,920,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,481
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,785
−HK$4,366/mo
Today · 4.125%
HK$169,151
baseline
▲ 0.50% · 4.625%
HK$178,067
+HK$8,916/mo
Deposit HK$13.56M · loan HK$31.63M · min. income ≈ HK$338,302/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,920,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,469
−HK$11,631/mo
▼ 0.25% · 3.875%
HK$191,238
−HK$5,862/mo
Today · 4.125%
HK$197,100
baseline
▲ 0.50% · 4.625%
HK$209,093
+HK$11,993/mo
Deposit HK$4.52M · loan HK$40.67M · min. income ≈ HK$394,200/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,920,458 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,333
−HK$11,147/mo
▼ 0.25% · 3.875%
HK$211,866
−HK$5,614/mo
Today · 4.125%
HK$217,480
baseline
▲ 0.50% · 4.625%
HK$228,944
+HK$11,464/mo
Deposit HK$4.52M · loan HK$40.67M · min. income ≈ HK$434,960/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,920,458 · Scale 2, in force from 26 Feb 2026)