LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,043
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$106,249
−HK$3,256/mo
Today · 4.125%
HK$109,505
baseline
▲ 0.50% · 4.625%
HK$116,168
+HK$6,663/mo
Deposit HK$22.59M · loan HK$22.59M · min. income ≈ HK$219,010/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,920,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,635
−HK$6,193/mo
▼ 0.25% · 3.875%
HK$117,709
−HK$3,119/mo
Today · 4.125%
HK$120,828
baseline
▲ 0.50% · 4.625%
HK$127,197
+HK$6,369/mo
Deposit HK$22.59M · loan HK$22.59M · min. income ≈ HK$241,656/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,920,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,652
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,498
−HK$3,908/mo
Today · 4.125%
HK$131,406
baseline
▲ 0.50% · 4.625%
HK$139,402
+HK$7,996/mo
Deposit HK$18.08M · loan HK$27.11M · min. income ≈ HK$262,812/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,920,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,562
−HK$7,432/mo
▼ 0.25% · 3.875%
HK$141,251
−HK$3,743/mo
Today · 4.125%
HK$144,994
baseline
▲ 0.50% · 4.625%
HK$152,637
+HK$7,643/mo
Deposit HK$18.08M · loan HK$27.11M · min. income ≈ HK$289,988/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,920,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,261
−HK$9,046/mo
▼ 0.25% · 3.875%
HK$148,748
−HK$4,559/mo
Today · 4.125%
HK$153,307
baseline
▲ 0.50% · 4.625%
HK$162,636
+HK$9,329/mo
Deposit HK$13.56M · loan HK$31.63M · min. income ≈ HK$306,614/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,920,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,489
−HK$8,670/mo
▼ 0.25% · 3.875%
HK$164,793
−HK$4,366/mo
Today · 4.125%
HK$169,159
baseline
▲ 0.50% · 4.625%
HK$178,076
+HK$8,917/mo
Deposit HK$13.56M · loan HK$31.63M · min. income ≈ HK$338,318/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,920,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,478
−HK$11,631/mo
▼ 0.25% · 3.875%
HK$191,248
−HK$5,861/mo
Today · 4.125%
HK$197,109
baseline
▲ 0.50% · 4.625%
HK$209,103
+HK$11,994/mo
Deposit HK$4.52M · loan HK$40.67M · min. income ≈ HK$394,218/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,920,549 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,342
−HK$11,149/mo
▼ 0.25% · 3.875%
HK$211,876
−HK$5,615/mo
Today · 4.125%
HK$217,491
baseline
▲ 0.50% · 4.625%
HK$228,955
+HK$11,464/mo
Deposit HK$4.52M · loan HK$40.67M · min. income ≈ HK$434,982/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,920,549 · Scale 2, in force from 26 Feb 2026)