LTV · monthly repayment
▼ 0.50% · 3.625%
HK$103,051
−HK$6,462/mo
▼ 0.25% · 3.875%
HK$106,256
−HK$3,257/mo
Today · 4.125%
HK$109,513
baseline
▲ 0.50% · 4.625%
HK$116,176
+HK$6,663/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$219,026/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,920,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$114,643
−HK$6,193/mo
▼ 0.25% · 3.875%
HK$117,717
−HK$3,119/mo
Today · 4.125%
HK$120,836
baseline
▲ 0.50% · 4.625%
HK$127,206
+HK$6,370/mo
Deposit HK$22.60M · loan HK$22.60M · min. income ≈ HK$241,672/mo (50% DSR)
Upfront cash ≈ HK$24.52M (deposit + AVD stamp duty HK$1,920,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$123,661
−HK$7,754/mo
▼ 0.25% · 3.875%
HK$127,507
−HK$3,908/mo
Today · 4.125%
HK$131,415
baseline
▲ 0.50% · 4.625%
HK$139,412
+HK$7,997/mo
Deposit HK$18.08M · loan HK$27.12M · min. income ≈ HK$262,830/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,920,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$137,571
−HK$7,433/mo
▼ 0.25% · 3.875%
HK$141,261
−HK$3,743/mo
Today · 4.125%
HK$145,004
baseline
▲ 0.50% · 4.625%
HK$152,647
+HK$7,643/mo
Deposit HK$18.08M · loan HK$27.12M · min. income ≈ HK$290,008/mo (50% DSR)
Upfront cash ≈ HK$20.00M (deposit + AVD stamp duty HK$1,920,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$144,271
−HK$9,047/mo
▼ 0.25% · 3.875%
HK$148,758
−HK$4,560/mo
Today · 4.125%
HK$153,318
baseline
▲ 0.50% · 4.625%
HK$162,647
+HK$9,329/mo
Deposit HK$13.56M · loan HK$31.63M · min. income ≈ HK$306,636/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,920,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$160,500
−HK$8,671/mo
▼ 0.25% · 3.875%
HK$164,804
−HK$4,367/mo
Today · 4.125%
HK$169,171
baseline
▲ 0.50% · 4.625%
HK$178,088
+HK$8,917/mo
Deposit HK$13.56M · loan HK$31.63M · min. income ≈ HK$338,342/mo (50% DSR)
Upfront cash ≈ HK$15.48M (deposit + AVD stamp duty HK$1,920,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$185,491
−HK$11,632/mo
▼ 0.25% · 3.875%
HK$191,261
−HK$5,862/mo
Today · 4.125%
HK$197,123
baseline
▲ 0.50% · 4.625%
HK$209,117
+HK$11,994/mo
Deposit HK$4.52M · loan HK$40.67M · min. income ≈ HK$394,246/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,920,683 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$206,357
−HK$11,149/mo
▼ 0.25% · 3.875%
HK$211,891
−HK$5,615/mo
Today · 4.125%
HK$217,506
baseline
▲ 0.50% · 4.625%
HK$228,971
+HK$11,465/mo
Deposit HK$4.52M · loan HK$40.67M · min. income ≈ HK$435,012/mo (50% DSR)
Upfront cash ≈ HK$6.44M (deposit + AVD stamp duty HK$1,920,683 · Scale 2, in force from 26 Feb 2026)