LTV · monthly repayment
▼ 0.50% · 3.625%
HK$10,306
−HK$646/mo
▼ 0.25% · 3.875%
HK$10,626
−HK$326/mo
Today · 4.125%
HK$10,952
baseline
▲ 0.50% · 4.625%
HK$11,619
+HK$667/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$21,904/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$11,465
−HK$620/mo
▼ 0.25% · 3.875%
HK$11,773
−HK$312/mo
Today · 4.125%
HK$12,085
baseline
▲ 0.50% · 4.625%
HK$12,722
+HK$637/mo
Deposit HK$2.26M · loan HK$2.26M · min. income ≈ HK$24,170/mo (50% DSR)
Upfront cash ≈ HK$2.33M (deposit + AVD stamp duty HK$69,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$12,367
−HK$776/mo
▼ 0.25% · 3.875%
HK$12,752
−HK$391/mo
Today · 4.125%
HK$13,143
baseline
▲ 0.50% · 4.625%
HK$13,942
+HK$799/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$26,286/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$13,758
−HK$743/mo
▼ 0.25% · 3.875%
HK$14,127
−HK$374/mo
Today · 4.125%
HK$14,501
baseline
▲ 0.50% · 4.625%
HK$15,266
+HK$765/mo
Deposit HK$1.81M · loan HK$2.71M · min. income ≈ HK$29,002/mo (50% DSR)
Upfront cash ≈ HK$1.88M (deposit + AVD stamp duty HK$69,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$14,428
−HK$905/mo
▼ 0.25% · 3.875%
HK$14,877
−HK$456/mo
Today · 4.125%
HK$15,333
baseline
▲ 0.50% · 4.625%
HK$16,266
+HK$933/mo
Deposit HK$1.36M · loan HK$3.16M · min. income ≈ HK$30,666/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$69,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$16,051
−HK$867/mo
▼ 0.25% · 3.875%
HK$16,482
−HK$436/mo
Today · 4.125%
HK$16,918
baseline
▲ 0.50% · 4.625%
HK$17,810
+HK$892/mo
Deposit HK$1.36M · loan HK$3.16M · min. income ≈ HK$33,836/mo (50% DSR)
Upfront cash ≈ HK$1.43M (deposit + AVD stamp duty HK$69,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$18,550
−HK$1,164/mo
▼ 0.25% · 3.875%
HK$19,128
−HK$586/mo
Today · 4.125%
HK$19,714
baseline
▲ 0.50% · 4.625%
HK$20,913
+HK$1,199/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$39,428/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,460 · Scale 2, in force from 26 Feb 2026)
▼ 0.50% · 3.625%
HK$20,637
−HK$1,115/mo
▼ 0.25% · 3.875%
HK$21,191
−HK$561/mo
Today · 4.125%
HK$21,752
baseline
▲ 0.50% · 4.625%
HK$22,899
+HK$1,147/mo
Deposit HK$452K · loan HK$4.07M · min. income ≈ HK$43,504/mo (50% DSR)
Upfront cash ≈ HK$521K (deposit + AVD stamp duty HK$69,460 · Scale 2, in force from 26 Feb 2026)